Make Your Money Grow Faster

*Scroll down for info on Annual Percentage Yield (APY)¹, average interest rate², fees³ and features⁴

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

300,000+ 5-Star app reviews


With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.

Grace S, App Store Review

"Best bank account I've ever had"

I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!

Bryan, App Store Review

"Best App & Best Bank Account"

Amazing. The best part about this app is that I get paid two days early. My coworkers didn't believe me when I told them!

Gr8ness25, App Store Review

Earn more on every dollar

We offer 1.00% APY¹ on your savings, plus Automatic Savings features without fees!

No fees. No catch. No worries.

No minimum balance requirement, no maximums on interest earned. And no fees³.

Grow your savings automatically

With Round Ups, you save the change on every purchase. And Save When I Get Paid helps you automatically save a percentage of every paycheck⁴.

Secured and FDIC Insured

We use encryption and secure processes to help ensure your money is safe. And your funds are held at FDIC insured banks⁵. Learn how the Chime Savings Account works.

Banking services for the Chime Spending Account are provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

¹ The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of June 10th, 2020. No minimum balance required. Must have $0.01 in savings to earn interest.
² The average national savings account interest rate of 0.06% is determined by FDIC as of June 1st, 2020 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. visit to learn more.
³ There’s no fee for the Chime Savings Account but a $2.50 cash withdrawal fee is applied to the Chime Checking Account for out of network ATM withdrawals and over the counter "OTC" withdrawals. You must have a Chime Checking Account to open a Chime Savings Account.
⁴ Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Checking Account to into your savings account. Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more into your savings account.
⁵ FDIC deposit insurance limit to $250,000 per depositor, per insured bank, per ownership category. For Stride Savings Account depositors please visit for more details on FDIC insurance.

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