Get your federal tax refund up to 5 days early1

when you file directly with the IRS and direct deposit with Chime

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

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Direct Deposit your federal tax refund with Chime and get it up to 5 days early1
We'll alert you as soon as your refund hits
After setting up direct deposit, you’re eligible to get regular paychecks up to 2 days early^

in government payments have been processed by Chime to date.

that filed with the IRS have received their federal refunds 
early1 through direct deposit with Chime.

Join the millions using Chime

Get paid up to 2 days earlyˆ with direct deposit

Over 60k fee-free ATMs˜

Grow your savings automatically

24/7 live support,
with a real human

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

1Early Federal Tax Refunds Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Federal tax payment files received from the IRS may be received up to 5 days early (based on data from the 2020 tax filing season). Chime makes no guarantee over when files are sent by the IRS and funds can be made available.

^Early Payday/Get Paid Up to Two Days Early Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

~Fee-Free ATMs Out-of-network ATM withdrawal fees apply except at MoneyPass ATMs in a 7-Eleven location or any Allpoint or Visa Plus Alliance ATM.

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