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1 Information from Reuter's U.S. consumer loan delinquencies seen surging to 13-year high in 2023 - study as of January 6, 2023: https://www.reuters.com/markets/us/us-consumer-loan-delinquencies-seen-surging-13-year-high-2023-study-2022-12-14/
2 On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to TransUnion®, Experian®, and Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
3 Information from Forbes' How Do Personal Loans Affect Your Credit Score? as of January 6, 2023: https://www.forbes.com/advisor/personal-loans/how-do-personal-loans-affect-credit-score/
4 Information from Experian's How Many Points Does an Inquiry Drop Your Credit Score? as of January 6, 2023: https://www.experian.com/blogs/ask-experian/how-many-points-does-an-inquiry-drop-your-credit-score/
5 Information from Cornell Law School's origination fee as of January 6, 2023: https://www.law.cornell.edu/wex/origination_fee
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