Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

1 Information from Reuter's U.S. consumer loan delinquencies seen surging to 13-year high in 2023 - study as of January 6, 2023: https://www.reuters.com/markets/us/us-consumer-loan-delinquencies-seen-surging-13-year-high-2023-study-2022-12-14/

2 On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to TransUnion®, Experian®, and Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.

3 Information from Forbes' How Do Personal Loans Affect Your Credit Score? as of January 6, 2023: https://www.forbes.com/advisor/personal-loans/how-do-personal-loans-affect-credit-score/

4 Information from Experian's How Many Points Does an Inquiry Drop Your Credit Score? as of January 6, 2023: https://www.experian.com/blogs/ask-experian/how-many-points-does-an-inquiry-drop-your-credit-score/

5 Information from Cornell Law School's origination fee as of January 6, 2023: https://www.law.cornell.edu/wex/origination_fee

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