The ex-stripper and current mega-star’s lyrics are provocative. But there’s one valuable theme that is consistent in many of her songs: Her love of cash.
And, believe it or not, you can actually learn a thing or two from Cardi. Check out these five money lessons from Cardi B.
1. You can love money
It may seem impolite to openly say you love money and that you unabashedly go after it. Why? Because although you have to earn money to pay your bills, saying you love money can cause others to think you’re greedy or money-hungry.
Unfortunately, the term ‘money-hungry’ doesn’t have a positive connotation, yet Cardi’s song “Money” is an anthem about making money and loving money.
“I was born to flex (Yes)
Diamonds on my neck
I like boardin‘ jets, I like mornin‘ sex (Woo!)
But nothing in this world that I like more than checks (Money)
All I really wanna see is the (Money)”
In the above song, Cardi talks about all the great luxuries in her life, like beautiful diamonds and jet-setting. But, she still admits that at the end of the day she loves nothing more than checks.
The takeaway: Part of handling your money is your money mindset. Despite what you’re told, you can love money and not be a terrible person.
2. Make money moves
In Cardi B’s song “Bodak Yellow,” she sings about making money moves.
“Look, I don’t dance now
I make money moves”
Cardi references her past as a stripper and says she doesn’t need to dance anymore because she is making money moves. Money moves can also be about making and managing money – allowing you to have more financial freedom.
She goes on to say:
“I be in and out them banks so much
I know they’re tired of me”
The takeaway: You can make money moves to ditch your old life and go after the life you want. You can also aim to get paid more and take steps to save more (which you can do automatically with Chime). This way, you too can “make money moves” in the right direction.
3. Ask for what you’re worth and get paid more
One of the more vulnerable yet empowering songs by Cardi B is “Get Up 10”. She raps about some of the troubles she’s gone through, but in the end says:
“Man, I said we gon’ win
Knock me down nine times but I get up ten”
Cardi is here for the long haul and isn’t going anywhere. And this song is about not giving up. But included here is also a lyric that just screams about asking for what you’re worth and getting paid.
“I walked into the label, “Where the check at?” (where the check?)”
Cardi is all about getting paid. I can just imagine her sauntering into the label demanding her pay.
The takeaway: Have the confidence to ask for what you’re worth and get paid more. Ask for that raise. Raise your rates. Don’t shy away. You deserve it.
4. You can save money on your purchases
It’s clear that Cardi is “rich, rich, rich”. But one line in the explicit song “She Bad” states:
“I could buy designer, but this Fashion Nova fit”
Although Cardi can buy expensive designer items, she knows that something more affordable found at a retailer like Fashion Nova does the job just as well. (In the same song, by the way, she mentions designer bags like Gucci and Prada.)
The takeaway: While you may want to go after nice things, you should also look for more affordable options. This way you can save money to buy things that really matter. There’s no shame in wanting the finer things in life, as long as you can continue to save money.
5. You can be a boss and earn your own money
Whenever I listen to Cardi B, I am motivated to work. She just embodies being a boss and earning your own money. This is inspiring to me as I’m self-employed.
One of the lyrics in “I Do” is:
“Now I’m a boss, I write my own name on the checks (Cardi)”
The takeaway: Whether you’re self-employed or not, I think the sentiment remains. You can be a boss especially when it comes to making money. You can get your side hustle on, start your business, and be the CEO of your finances. You have the power to transform your finances, do work you love, and get paid what you deserve.
Let Cardi B inspire you to improve your money sitch
Let Cardi B’s love of money and making cash rub off on you and inspire you to earn more, save more, and achieve your financial goals.
This page is for informational purposes only. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice. You should consult your own financial, legal and accounting advisors before engaging in any transaction.