About the Author

Melanie Lockert
Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Business Insider, Time, Huffington Post and more. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances.

Blog posts by
Melanie Lockert

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

¹ https://www.bankofamerica.com/deposits/account-fees/ “Advantage SafeBalance Banking Checking Account, Advantage Savings Account”

² https://www.chase.com/personal/checking/total-checking

³ https://www.usbank.com/bank-accounts/savings-accounts/standard-savings-account.html
https://www.usbank.com/bank-accounts/checking-accounts.html “Easy Checking Account”

⁴ https://www.td.com/us/en/personal-banking/savings-accounts/simple/

⁵ https://online.citi.com/US/ag/banking/citi-savings

⁶ https://www.wellsfargo.com/checking/everyday/
https://www.wellsfargo.com/savings-cds/ “Ways2Save Savings Account”

https://www.pnc.com/en/personal-banking/virtual-wallet-overview.html “Virtual Wallet”

8 Out-of-network ATM withdrawal fees apply except at MoneyPass ATMs in a 7-Eleven location or any Allpoint or Visa Plus Alliance ATM. Other fees such as third-party and cash deposit fees may apply.

9 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

© 2013-2022 Chime. All Rights Reserved.