Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Erin Carlson

Erin Carlson is a writer, editor and author of three film history books, most recently "No Crying In Baseball: The Inside Story of 'A League of Their Own.'" Her work appears in many publications, including Vanity Fair, Town and Country and her newsletter, You've Got Mail. Erin has worked in content marketing for such clientele as Bravo TV, Weber Shandwick and AbbVie.

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

‡ SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.

¹ Information from Internal Revenue Service's "FAQs on the 2020 Form W-4" as of February 15, 2024: https://www.irs.gov/pub/irs-pdf/fw4.pdf

² Information from Internal Revenue Service's "Form W-4" as of February 15, 2024: https://www.irs.gov/pub/irs-pdf/fw4.pdf.

³ Information from Nerdwallet's "W-Form: How to Fill Out an Employee's Withholding Certificate," as of January 19, 2024: https://www.nerdwallet.com/article/taxes/how-to-fill-out-form-w4-guide.

⁴ Information from International Revenue Service's "Publication 505" as of February 15, 2024: https://www.irs.gov/pub/irs-pdf/p505.pdf

* Chime does not guarantee timing of refund. Six day refund estimate is based on 2022 tax year filing data. Refund timing estimates are dependent upon timing of complete tax return submission and other requirements.

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