Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.
Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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* To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
1 Information from TransUnion’s Credit Card and Personal Loan Balances Reach Record Levels as Consumers Navigate High Inflation, Rising Interest Rates as of 5/1/2023: https://newsroom.transunion.com/credit-card-and-personal-loan-balances-reach-record-levels-as-consumers-navigate-high-inflation-rising-interest-rates/
2 Information from Bankrate’s Should you make biweekly mortgage payments? as of 5/1/2023: https://www.bankrate.com/mortgages/should-you-make-biweekly-mortgage-payments/
3 Information from Bankrate’s Personal loans interest rate forecast for 2023: Rates to increase due to Fed pressure as of 5/1/2023: https://www.bankrate.com/loans/personal-loans/personal-loan-rates-forecast/
4 Information from Bankrate’s What’s the average personal loan interest rate? as of 5/1/2023: https://www.bankrate.com/loans/personal-loans/average-personal-loan-rates/
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