Chime® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Rebecca Lake

Rebecca Lake, CEPF, has been writing about personal finance and business for nearly a decade. Her work has been featured on CreditCards.com, Credit Karma, Credit Sesame, and other personal finance sites.
Profile picture for Rebecca Lake
FDIC Insurance: How It Works

FDIC Insurance: How It Works

7 Ways to Improve Your Credit Score

7 Ways to Improve Your Credit Score

FICO® Scores vs. Other Credit Scores – What’s the Difference?

FICO® Scores vs. Other Credit Scores – What’s the Difference?

Bad Credit vs. No Credit: Which is Worse?

Bad Credit vs. No Credit: Which is Worse?

APR vs. APY: What’s the Difference?

APR vs. APY: What’s the Difference?

How to Pay Bills + Tools to Ease Bill Payments in 2024

How to Pay Bills + Tools to Ease Bill Payments in 2024

Foreign Transaction Fees: What Are They and How to Avoid Them

Foreign Transaction Fees: What Are They and How to Avoid Them

How Long Does It Take To Build Credit? What To Expect When Building Credit From Scratch

How Long Does It Take To Build Credit? What To Expect When Building Credit From Scratch

How to Build Credit: The 7-Step Guide for 2024

How to Build Credit: The 7-Step Guide for 2024

How Much Money Should You Save Each Month?

How Much Money Should You Save Each Month?

Which Bank Has The Best Overdraft Limit?

Which Bank Has The Best Overdraft Limit?

Inflation Is Up: How to Save Money

Inflation Is Up: How to Save Money

What Is a Tax Write-Off?

What Is a Tax Write-Off?

Does Checking Your Credit Score Lower It?

Does Checking Your Credit Score Lower It?

Amazing Resources for Successfully Managing Your Personal Finances

Amazing Resources for Successfully Managing Your Personal Finances

5 Facts About Money You Won’t Learn in School

5 Facts About Money You Won’t Learn in School

How to Find the Best Grocery Store by Food Category

How to Find the Best Grocery Store by Food Category

What to Do When Your Data Is Breached? Next Steps to Take

What to Do When Your Data Is Breached? Next Steps to Take

Why Gas Prices Are Going Up (and How to Budget for It)

Why Gas Prices Are Going Up (and How to Budget for It)

5 Best Pay Advanced Apps That Cover You Until Payday

5 Best Pay Advanced Apps That Cover You Until Payday

The 10 Most Common Money Resolutions and How to Find Yours

The 10 Most Common Money Resolutions and How to Find Yours

What Will the Job Market Look Like in 2022?

What Will the Job Market Look Like in 2022?

How to Save by Canceling Subscriptions You Forgot About

How to Save by Canceling Subscriptions You Forgot About

What Is An Interest Rate and Why Is It Important?

What Is An Interest Rate and Why Is It Important?

Credit Score Ranges: Where Do You Stand?

Credit Score Ranges: Where Do You Stand?

Work From Home vs. Working in an Office: What’s the Cost?

Work From Home vs. Working in an Office: What’s the Cost?

What is Klarna, and How Does it Work?

What is Klarna, and How Does it Work?

A Guide on How to Freeze Your Credit

A Guide on How to Freeze Your Credit

Can You Negotiate Rent? 5 Ways to Negotiate and the Best Time

Can You Negotiate Rent? 5 Ways to Negotiate and the Best Time

When Is The Best Time to Buy a Car? (Hint: It’s Now!)

When Is The Best Time to Buy a Car? (Hint: It’s Now!)

Success! Look out for Money Moves in your inbox

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

‡ SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the website.

© 2013-2024 Chime Financial, Inc. All rights reserved.