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Safety & Security

Keep your information and finances secure with the latest account and money safety tips.

Featured Articles

Safety & Security

How to Avoid Scams That Target Chime Members

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Safety & Security

Fraud vs. Scams: What’s the Difference?

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Safety & Security

How to Avoid SMS Phishing

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Safety & Security

How to Outsmart AI Fraud and Scams

Safety & Security

Is Chime® Safe? What You Need to Know

Safety & Security

Fraud vs. Scams: What’s the Difference?

Safety & Security

How to Boost Your Chime Account Security

Safety & Security

How to Avoid SMS Phishing

Safety & Security

10 Things to Do When You Lose Your Wallet

Safety & Security

The Risks of Second-Party Fraud and How to Avoid It

Safety & Security

Romance Scams: Scam Tactics to Know and How to Avoid Them

Safety & Security

Top 9 Most Common Scams and How to Avoid Them

Safety & Security

5 Steps to Take If Someone Opens a Credit Card in Your Name

Safety & Security

Avoid 6 Types of Phone Scams with These Tips

Safety & Security

Tips to Prevent 7 Common Methods of Identity Theft

Safety & Security

Credit Card Skimming: What It Is and How to Spot It

Safety & Security

6 Tips to Avoid P2P Fraud and Money Scams

Safety & Security

What to Do When Your Data Is Breached? Next Steps to Take

Safety & Security

How Do Credit Monitoring Services Work?

Safety & Security

What Is Bank Fraud? Fraud Prevention Tips

Safety & Security

What Is Check Fraud? Protect Yourself From Scams

Safety & Security

How Will I Know if I Win a Chime Sweeps?

Safety & Security

How to Protect Yourself from Online Scammers

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FAQs

What security features does Chime offer?

Chime provides two-factor authentication, fingerprint authentication, instant transaction alerts, fraud protection, and the ability to freeze your card if it's lost or stolen.

Is Chime safe to use?

Chime offers multiple security features, including two-factor and fingerprint authentication, real-time alerts, and card freezing capabilities to keep your account and finances secure.

Does Chime offer fraud protection?

Chime offers real-time alerts and transaction monitoring to help detect suspicious activity. You can easily report and dispute unauthorized charges in the app.

How do I enable two-factor authentication on my Chime account?

Chime offers two-factor authentication as a security feature that you can enable to add an extra layer of protection to your account.

Does Chime provide alerts for account activity?

Yes, Chime lets you enable instant transaction alerts to monitor your account activity in real time.

How can I improve the security of my Chime account?

Chime offers guidance on strengthening your account security, including enabling two-factor authentication, fingerprint login, and transaction alerts.

What should I do if my Chime Card is lost or stolen?

You can instantly freeze your Chime Visa® Debit Card, secured Chime Visa® Credit Card, and secured Chime Credit Builder Visa® Credit Card through the Chime app to prevent unauthorized transactions.

How do I lock my Chime Card?

You can lock your Chime Visa® Debit Card, secured Chime Visa® Credit Card, and secured Chime Credit Builder Visa® Credit Card instantly in the Chime app if it’s lost or stolen. Locking your card helps prevent unauthorized purchases.

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Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. FDIC deposit insurance limit is $250,000 per depositor, per insured bank, per ownership category.

Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

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Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.