Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your Card for its issuing bank.
~ Fee-free ATMs Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
1 Out-of-network ATM withdrawal and OTC advance fees may apply. View The Bancorp agreement or Stride agreement for details; see back of card for issuer.
2 Based on a representative study conducted by Experian® in January 2024, members who made their first purchase with Credit Builder between June 2022 and October 2022 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
3 To apply for Credit Builder, you must have an active Chime® Checking Account.
4 Money added to Credit Builder will be held in a secured deposit account as collateral for your Credit Builder Visa card, and you can spend up to this amount. You can use money deposited in your Secured Deposit Account to pay off your charges at the end of every month.
5 On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
6 https://creditcards.usnews.com/articles/fee-survey
7 https://www.nerdwallet.com/article/credit-cards/how-much-secured-card-deposit
8Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More
+To be eligible for the $10.00 Chime Visa® Debit Card activation promotion (the “Promotion”) monetary reward, the participant (“Participant”) must: (1) have never previously opened a Chime Checking Account (“Account”) before participating in this Promotion; (2) obtain a valid promotional code from either one of Chime’s official affiliate partners via webpage, email, or audio or through a Chime direct mailer for the Promotion; (3) enter the promotional code into the designated field labeled “Promo Code” on the specified promotional webpage when taking steps to enroll for an Account and receive a success notification; (4) successfully open an Account; and (5) activate their physical Chime Visa® Debit Card within 30 days of opening an Account. Participants will receive a physical Chime Visa® Debit Card in the mail at the mailing address they provide. Eligible Participants may only receive this promotional reward once. Participants who satisfy the above conditions will receive a $10.00 credit to their Account typically within ten (10) business days after activating their new physical Chime Visa® Debit Card. This Promotion will run through December 31, 2025 or as otherwise designated by Chime. Chime reserves the right to amend the Promotion duration and may permit Participants to enter a valid promo code after the listed date. In the event that the Promotion has ended, Participants will receive a “not a valid promo code” error message after they enter the applicable promotional code, so that the Participant knows they are not eligible for the monetary reward prior to enrolling in an Account. Chime reserves the right to cancel or modify the Promotion terms or terminate the Participant’s eligibility at any time with or without prior notice. An Account may be available to citizens or legal permanent residents of the fifty (50) United States (“U.S.”) or the District of Columbia; who are at least 18 years of age with a valid Social Security number; and who provide Chime with a U.S. residential street address (not a P.O. Box). Credits of $10 or more shall be reported on tax form 1099-INT. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
© 2013-2024 Chime Financial, Inc. All rights reserved.
Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
© 2013-2025 Chime Financial, Inc. All rights reserved.