Tag: Side Hustle

 

5 Jobs Where You Can Work From Home Without a College Degree

By Jackie Lam
May 1, 2020

Have your work hours been scaled back? Or perhaps you’re in the market for a new job? 

Are you curious about work from home opportunities, and how to land a job with higher pay? 

As you might expect, there’s been quite a hiring boom in essential businesses, like grocery stores, discount retailers, and food delivery companies. But what if you prefer a work-from-home arrangement? Sure, you can rake in some dough by selling stuff. You can also take on a side hustle to make some extra cash from home

Yet, there are also remote jobs that can help you earn a decent living without a bachelor’s degree. Here are 5 well-paying, remote jobs that don’t require a college degree:

1. Virtual assistant 

A virtual assistant is a type of administrative assistant that can do a host of different tasks.

While administrative assistants typically answer emails, book appointments, and send invoices, a virtual assistant (VA) can also do basic research, fact-checking, and sometimes even digital marketing tasks. In some cases, virtual assistants act as project managers. 


💸How much you can expect to earn: Per the Bureau of Labor Statistics, administrative assistants can make $39,850 a year or $19.16 an hour. 

🔎Where to find jobs as a VA: You can start with a search on Glassdoor, LinkedIn, or ZipRecruiter. 


2. Online chat agent 

As an online chat agent, you’re responsible for fielding customer service calls, answering questions, and coming up with solutions. You might also answer emails, or chat in real-time with customers on an online platform.

And, depending on the company and specifics of the role, you might handle a range of other responsibilities. Some of these tasks may include: walking callers through using different products, selling various plans and products, and dealing with billing questions. The best part: you can work from anywhere.


💸 How much you can expect to earn: According to the Bureau of Labor Statistics, as a customer service representative, you can rake in an hourly wage of $16.69 or $34,710 a year. If you’re in a customer service role that includes occasionally pitching and selling products, you can earn a commission as well.

🔎 Where to find jobs as an online chat agent: You can search on Glassdoor, LinkedIn, or ZipRecruiter. You can also hunt for listings on Support.com, which is hiring remote customer support representatives. 


3. Insurance sales agent 

Whether you’re selling car insurance, health insurance or life insurance policies, getting your head around insurance can be a tricky, complicated matter. Many people want to talk to a human to have their questions answered before deciding on which policy is best for them. 

As an insurance agent, you can help people learn about the ins and outs of different insurance policies, and help them find the best coverage for them. And, becoming an insurance sales agent doesn’t require a college degree. 

Something interesting to note? Google search trends reveal that interest in purchasing life insurance policies have spiked due to the coronavirus pandemic. This means that there is likely a need for jobs related to selling insurance. 


💸How much you can expect to earn: According to Comparably, the median yearly salary for an insurance agent is $48,000. As you can also receive commission as an insurance sales agent, you can potentially earn more. It’s all about the hustle. 

🔎 Where to find jobs as a life insurance agent: Check out listings on Glassdoor, LinkedIn, or ZipRecruiter


4. Medical transcriptionist 

If you’ve got mad typing skills, you might consider taking a job as a medical transcriptionist or medical scribe. You basically transcribe voice recordings from phone and video conferencing meetings from doctors and healthcare workers. 

As a medical transcriptionist, you can find work through hospitals, doctors’ offices, or transcriptionist companies. 


💸How much you can expect to earn: Per Comparably, the median annual salary for medical transcriptionists is $38,943

🔎Where to find jobs as a medical transcriptionist: You can hunt for jobs on LinkedIn, Glassdoor, Monster, or ZipRecruiter


5. Graphic designer

Like many creative jobs, you don’t necessarily need a college degree to be successful, competitive, or make a good living. But you do need a killer portfolio and some serious chops. In other words, you need to have what it takes to deliver the goods. 

To get there, you can gain some know-how and develop some skills by taking low-cost classes on digital platforms like Udemy or Skillshare.


💸How much you can expect to earn as a graphic designer: Per Comparably, the median salary for a graphic designer is $61,172.

🔎Where to find jobs as a graphic designer: You can search for graphic designer jobs on ZipRecruiter, LinkedIn or on job boards for creatives like Working, Not Working, 


Stay on top of hustle

The amount of money you can earn from these work-from-home jobs varies depending on the company you work for, where you live, and the exact role you land. To stay on top of the hunt, keep an eye out for companies that are itching to hire. A great place to check is LinkedIn’s Who’s Hiring Right Now.

Whatever the case might be, during these trying times it’s a good idea to stay on your toes and look for jobs where you can earn more money. Remember: No matter what curveballs get thrown your way, you can take matters into your own hands and take control of your financial situation. 

 

Are you ready to look for a work from home job?

 

Side Hustles You Can Do From Home

By Jackie Lam
March 20, 2020

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In the past week, we’ve all had to adjust our lives. For most of us, this means we’re spending the majority of our time at home. 

And, if you’re looking for new ways to earn money while you’re in the house, there are lots of options that you may not know about. 

Take a look at 8 side hustles you can do from home.

1. Be a virtual tutor

Wondering how to make money online? Consider becoming an online tutor. With schools shut down and kids at home for the time being, parents may be eager to find productive activities for their kidlets. 

So, brush up on your math, science, or English skills to be an online tutor, or help students with their homework. If you have relevant experience or a background in education, you can apply to be a tutor on sites such as  Skooli, TutorMe and Chegg

And teaching online goes beyond instructing kids. Got a skill or talent? You can use this time to create a course and teach others on e-learning platforms such as Udemy, Coursera or Skillshare. You can teach anything from writing and photography, to personal development and fitness. 

2. Sign up to be a virtual assistant 

A virtual assistant has been a job that has been on the rise for the last few years. To date, there are a bunch of virtual assistant (or VA) listings on sites like Upwork, Freelancer.com, and PeoplePerHour.

Virtual assistants can do a spate of tasks for business owners – from research, to sending invoices, to answering emails, to setting up appointments, to transcribing interviews. Some virtual assistants go beyond the role of an assistant and are project managers or online digital marketing assistants. And if you go that route, you can expect to charge higher rates. 

According to Comparably, you can make an annual salary of about $35,000 a year as a virtual assistant. Because some companies hire virtual assistants part-time, this is something you can do as a side hustle.    

3. Take paid surveys

Companies value your opinions on different services and products. So, if you’re home now, why not partake in paid online surveys? You can do this on sites like Swagbucks, Survey Junkie and InboxDollars.

While it’s easy to sign up to take these surveys, don’t expect to get paid a ton of money. The majority of surveys you qualify for might offer you fifty cents, others a few bucks. Some of these sites average $1 an hour. What’s more, some sites have a minimum number of points you need to rack up before you can cash out.

That being said, if you want to earn a couple bucks here and there, it’s an easy side hustle to do in-between web-browsing and Netflix-binging. 

4. Sell stuff online

While you’re holed up at home, what better time than now to take an inventory of your belongings to see what you can get rid of? 

Take this time to go through your closet, your garage, your basement, and any other storage areas in your home. Gather up all the stuff that is adding clutter to your shelves, and get ready to sell it

Case in point: My friend Sarah Li Cain made a few hundred bucks selling her Pez collection. She no longer used it so why not make some money? 

You can try selling things on eBay, Craigslist or Facebook Marketplace. Or, try out platforms like Letgo and OfferUp.

5. Be a remote rent-a-friend

Yes, this is a real thing and I’ve done it. 

While you can accompany someone out, you can also be a remote buddy – especially at a time like this. People who are stuck at home alone and want some company may be willing to pay you to talk to them for a bit. You can even get creative and offer something silly and fun, like astrological readings, or engage in a craft activity while Skyping. 

There are no standard rates posted on sites like RentAFriend. Instead, your going rate and mode of payment is agreed upon between you and the friend-renter outside the platform. 

6. Host a gathering or class online 

With shelter-in-place orders in place in many U.S. cities, people are bound to go stir-crazy.

So, think of ways you can host a virtual event or class. For instance, offer a helpful webinar on how to make the most out of the food in your pantry, or a class on how to stay fit and mindful while self-isolating.

For inspiration, look to a handful of fitness and exercise studios which are offering online classes. Some of those include Orangetheory Fitness and Pretzel Kids yoga, which offers yoga classes for kids. Both companies now offer online classes or virtual workouts. 

Another idea: Host an online event that’s entertaining, such as a stay-in-your-home dance session or karaoke party on Twitch. In exchange for your organizing efforts, you could set up a method for online payment, or ask participants to make a small donation. Not only can it help bring in a bit of income, but it can help others stay sane and connected during long periods of self-isolation.

7. Transcribe interviews

Transcription services such as Rev.com hire remote workers to transcribe interviews, videos, and academic research. How much can you make? It depends on how much time you put in. 

But, according to Rev.com, the average transcriptionist makes $156 a month. 

8. Create a Patreon account 

If you’re an artist or freelancing creative — think writer, designer, or YouTuber — consider creating a Patreon membership business so that your audience can subscribe. In exchange, you’ll make exclusive content such as videos, art, or articles that only your patrons will have access to. 


You 👏 Got 👏This 👏

If you find yourself home and your income has changed, use this opportunity to consider new ways to earn money.

For inspiration, look to the 8 ideas on this list. Or, see what you can come up with on your own, and get creative. You never know: your new earnings opportunity may turn into a long-term boost to your income. 


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Five New Side Hustles to Consider This Year

By Kim Galeta
January 4, 2020

Raise your hand if you could use an extra $100-$1,000 per month!

If you’re like most of us, you’d love to make more money. And, about 50 percent of millennials are already taking advantage of extra income opportunities, according to a study by Experian.

Earning more money can help you reach your financial goals, including achieving freedom from debt, saving up for a dream vacation or even coming up with a downpayment for your first home.

By now you may be wondering how you can jump on the side hustle bandwagon. To help you get going and choose the right side gig, we spoke to five savvy women, ages 25-35, who are crushing their side hustles and changing their financial futures. Based on our discussions, here are five new side hustles to consider this year.

1. Delivering Groceries

Constance Tuner, a young mother living in the Washington D.C. metropolitan area, was frustrated with “being in the red each month” because her expenses exceeded her take-home pay. Apart from finding ways to reduce her spending, she realized that it was also necessary to supplement her income if she wanted to stop living paycheck to paycheck.

Delivering groceries with Instacart has been one of Turner’s most successful side hustles. She says Instacart makes it easy to start earning more money as quickly as possible.

“You can sign up through the website or use a referral code from someone (who’s already registered with Instacart),” says Turner.

Once you pass a background check, the company will send you a card to use for purchases.

“Then, you’ll take a few tutorials, select your hours and get started the following week. Hours are selected a week in advance,” Turner says.

With a better handle on her finances now, Turner says she’s very close to using her income from Instacart to begin tackling debt.

Turner’s average earnings: In January, Turner made $976.25 based on 57 hours of shopping. She does this side hustle for two hours after work during the week and about eight hours over the weekend.

2. Field Agent 

Laura Smith, a barista in Minneapolis, Minnesota, uses side hustles to accelerate her debt freedom goals.

“It’s easy to lose perspective and get discouraged when you’re trying to pay off thousands, but every single dime adds up and goes towards changing our family’s legacy,” says Smith.

She recently got started with Field Agent, a free app that pays you for completing “missions” such as checking to see if a store has a particular product in stock. According to Smith, “it’s great because I can (earn extra cash) when I’m out running errands or during my spare time.”

Smith’s average earnings: Smith made about $45 during her first month using the app. She says that the payout amount varies depending on how in-depth each mission is. In her experience, the majority of missions pay between three and six dollars, but she’s seen some that offer up to $22.

3. Exam Proctor

Alli Rosenblum, a recent MBA graduate and founder of financiALLIfocused.com is on a mission to pay off six figures of debt (primarily student loans) in a few years. She’s explored a number of side hustles, including tutoring through Care.com.

Recently, the exam proctor company UExamS reached out to Rosenblum through Care.com.  She was asked to proctor exams for a student who needs extra time.

After researching the company and reading online reviews, she accepted the offer. Yet, while it was very easy to get started as an exam proctor, Rosenblum says this is a need-based side hustle and therefore the income is “pretty inconsistent.”

“Side hustles are more important than ever (for my fiancé and myself) so that we can pay off $140,000 of debt faster. We also use side hustle earnings to fund date nights and other treats here and there to keep us motivated on our long debt-freedom journey,” says Rosenblum.

Rosenblum’s average earnings: Her first stint earned her $63 for less than an hour. Better yet,  the exam administrator never showed up but she still got paid for her time!

4. Easy Shift

Tancy Shanelle, a stay-at-home mom with a young family, says that side hustles “make all the difference when you’re trying to set yourself up to be financially stable.”

She is $7,500 away from paying off $100,000 in debt and says that “every amount counts.”

Shanelle earns cash side hustling with Easy Shift, which is similar to Field Agent. The types of gigs include taking pictures of displays or specific products, as well as filling out surveys.

Shanelle’s average earnings: Anywhere from four dollars to $25 per shift, with most gigs paying about six dollars. The shifts are anywhere from eight to 30 minutes. How much you earn depends on what’s available in your area and whether you get selected to pick up shifts. “Depending on where you live, securing a shift can be competitive,” says Shanelle. However, in her experience, if you are dedicated, you can make upwards of $200 per month.

5. Focus Groups

Chonce Maddox, a freelance writer and founder of MyDebtEphiphany.com, uses side hustles as a way to supplement her income and fund “extras” – those bigger ticket items that fall outside of her regular monthly budget.

Using earnings from participating in focus groups, Maddox and her husband, “were able to pay a neighbor to take down some trees in our yard in the fall.” They also both did focus groups – which she found via the site Respondent – in December and January to help pay for their son’s birthday party.

“There is one drawback,” says Maddox. “This side hustle is really sporadic, so I treat it as extra (bonus) income.”

Maddox’ average earnings
: Maddox earns anywhere from $100 to $250 per focus group, yet bigger opportunities will pop up from time to time. For example, “I was really lucky to be selected for the first focus group that I applied to, which paid $500 for four and a half hours.”

Next Steps: Find a Purpose for Your Side Hustle Money

From personal experience, it can be really easy to blow through extra income coming in from side hustle opportunities. That’s why you need a plan for where that money goes. My favorite tip is to keep my extra income in a separate bank account so that it isn’t commingled with my regular earnings from my day job. This makes it less tempting to spend!

Another tip is to automate your savings. Every time you use your Chime Chime Visa® Debit Card, for example, Chime will automatically round up each transaction and transfer the money from your Spending Account into your Savings Account. It’s as easy as that!

With these extra earning tips in mind, what’s holding you back from creating a more abundant lifestyle?

 

6 Top Seasonal Side Gigs to Earn Money During the Holidays

By Kat Tetrina
December 18, 2019

The holidays are quickly approaching, which means there are presents to buy, meals to cook, and parties to attend. 

Sounds great, right? But if you’re short on cash, all of those festivities can leave you feeling less-than-jolly. In fact, according to the National Retail Federation, Americans plan on spending $1,007.24 on holiday expenses, on average. 

If coming up with enough money to cover your holiday expenses sounds impossible, don’t despair! There are plenty of side gigs that can help you earn extra money during the holidays. 

What are side gigs?

Side gigs are a way to earn extra money without committing to a regular schedule with an employer. 

With a side hustle you work when it’s convenient for your schedule, and you decide how many hours you work. The best part: Side gigs are scalable, meaning you can work more when you need money, and take a break when you’d prefer to rest. 

You can use your earnings to pay for your holiday expenses, or you can even get a headstart on your New Year’s resolutions by starting an emergency fund with your side gig income. You can also stash your side gig income into a new savings account and watch it snowball during the holiday season. 

6 ways to make extra money during the holidays

The winter season is the perfect opportunity to earn extra money. There’s a lot of demand for help, so you can make money quickly. Here are six great ways to make extra money during the holidays.

1. Pet-sit 

Because so many people travel during the holidays, there’s serious demand for pet-sitters. If you love dogs and cats, you can make extra cash while snuggling cute animals. You can find work through sites like Rover and Wag, or you can find your own gigs. 

According to an interview with a Rover representative last year, part-time pet sitters make $1,000 per month, on average.  

Stephanie Gatewood is a seasoned pet-sitter who makes even more than that. Her monthly income fluctuates throughout the year, but the holiday season is her busiest time. On average, she earns $36 per hour thanks to her efforts to streamline her business.

“Limiting my service area to a single fairly wealthy neighborhood close to my house was the key to maximizing my hourly rate since I didn’t waste time or gas driving all around town,” she said.

“I worked hard to ‘wow’ my clients by sending them text updates and photos and leaving them welcome home cards. Once I had a few clients, they recommended me to their friends and neighbors.” 

2. Wrap gifts

On average, Americans spend about three hours wrapping gifts. That kind of time can make anyone sympathize with Scrooge. 

But if you have a knack for gift-wrapping, you can turn that skill into Christmas money. You can advertise gift-wrapping services in local community groups on Facebook. However, you can also land a part-time job with major retailers. Many businesses, including Bed Bath & Beyond, Nordstrom, JCPenney, and others offer gift-wrapping services in their stores and hire staff for that task. Gift wrappers can make between eight and $15 per hour. 

3. Assemble toys or furniture

How to make money during the December holidays? Become an assembly master. 

Parents buy toys for their children, or they have new furniture to accommodate holiday guests. These things are often complex and time-consuming to put together, making it a perfect opportunity to make some money. 

If you’re good at assembling Ikea furniture, or know the ins and outs of the latest toys, you can make up to $140 per hour. There’s no need to find gigs on your own. You can sign up for a service like TaskRabbit to find customers near you. 

4. Rent out your space

If you have family visiting or are planning on traveling to visit your in-laws, you’re not alone. According to AAA, 112.5 million people were expected to travel last year

What does that mean for you? Easy money. 

If you’ll be away for the holidays, or if you have a spare room, you can rent it to other holiday travelers on sites like AirBnB or VRBO. Renting out your home or a spare room can be a great source of income. In a survey done by Earnest, researchers found that people make $924 per month with AirBnB, on average. 

For Kyle Kroeger, owner of Financial Wolves, AirBnB is a great source of extra cash. He earns $500 to $1,000 per month from the site. 

“I had empty space in my house, and it simply felt like wasted dollars,” he explained. 

“My house has a great setup for separate entry and divided space for renting on AirBnB. I was eager to try it to see what all the rage was about. I ended up being addicted to having renters. It’s a great way to make additional cash flow from an asset that you already have.”

5. Sell stuff online

If you’re looking for holiday cash, one of the first places to start is in your own house. According to Sella, a company that helps customers sell their items locally, the average U.S. household has over $7,000 of unused stuff in their homes

If you have old clothes, books, electronics, sports equipment, or toys, you can turn that clutter into cash:

For Daniella Flores, a self-proclaimed serial side hustler, selling things on eBay was profitable. She made between $750 and $2,000 each month by selling items online. 

“It (selling on eBay) is flexible, can be done from home, and with little manual labor unless what you are selling needs repairs,” she said. 

Once you run out of your own items to sell, you can also flip thrift store and garage sale finds for profit. For new sellers, Flores recommended you do some homework. 

“Do your research for what is in demand and look at price ranges on eBay to price your items,” she said. 

“You want to aim for stuff that will make 50% to 100% profit when sourcing items.”

6. Deliver groceries

Everyone is busy around the holidays. They need to shop for presents, decorate their homes, finish up work, and get ready for visitors. If you’re wondering how to make money in the winter months, one of the best ways is delivering groceries through a service like Shipt or Instacart

As a shopper with these companies, you can accept grocery orders through their apps. You’ll go to the grocery store, pick up the items the customer requested, and then deliver them to the customer’s home. You’ll get paid per order, and you can also receive tips. 

According to Shipt, experienced shoppers can make up to $22 per hour and are paid on a weekly basis. You can also get paid through your online bank account

Saving your hard-earned cash

Don’t let a lack of money ruin your holiday spirit. If you have some extra time, you can earn money with these lucrative side hustles. You can use your money to enjoy the holidays without going into debt. 

Just remember: don’t run yourself ragged working all season just to buy fancy presents. Take a break and enjoy the holidays and time with your loved ones — no money required. 

 

Low Effort Ways to Get Extra Cash For The Holidays

By Chonce Maddox
November 27, 2019

Wondering how to make extra money for the holidays? 

A popular recommendation you might hear is to get a part-time or seasonal job. While this is common, it also requires a lot of work. You may have to commit to a schedule that conflicts with your primary job. Or worse yet, you could be asked to work extra hours over the holidays – taking you away from important family time.

Simply put, a second job with set hours may not be the best way to earn extra Christmas money. Luckily, there are several other low effort ways to make some quick cash for the holidays. 

These flexible ideas will help you earn more in your spare time so you can afford all your planned and unplanned holiday spending. Take a look.

Sell Items From Your Home

Selling items you no longer want or need is a low effort way to make some quick cash. Plus, you can get rid of your clutter. 

So, take a look at items lying around your house that you can sell online to generate money for the holidays. Consider selling things like clothing, furniture, electronics, home decor, toys, etc. You may even find gems from friends or family to sell. 

Recently, I stopped by my mom’s house and she was about to throw out my brother’s gaming chair since he’s getting a new one for Christmas. I offered to take it so I can sell it online. They didn’t mind at all. 

You can sell items quickly using resources like Facebook Marketplace and OfferUp. Just remember to be safe and only accept cash transactions. Also, bring a friend with you and meet buyers in a public area if you don’t want to share your address. 

 

Deliver Food

Food delivery apps like DoorDash have become extremely popular. What’s nice is that these apps provide you with an opportunity to earn money by delivering food locally. 

These apps pay weekly, and you can set a goal to earn $100 or more per week during your spare time. 

Charge Electric Scooters

If you live in a city that offers Bird or Lime scooters, you can charge these scooters to earn some quick cash for the holidays. Use the apps to locate scooters in need of charging. Pick them up and charge them in your home overnight, then put them back on the street for usage the next day. 

This is a super easy side hustle that can even be paired with another extra stream of income. 

Take Surveys and Complete Short Tasks

Taking surveys online won’t make you rich, but that shouldn’t be a problem if you’re just looking for a quick way to make some Christmas money. 

Survey sites like Pinecone Research and Opinion Outpost pay cash for each survey you take. Or, you can receive gift cards which can be convenient for holiday shopping. Sites like Survey Junkie, Swagbucks, and MyPoints are also great options. 

Swagbucks and MyPoints will reward you for completing short tasks like watching videos, playing games, shopping online, finding deals, and even searching the web. Log on to any of these sites during your spare time (even when you’re watching TV) and earn extra cash easily. 

Most survey sites allow you to join as long as you’re 13 or older. This means teens can sign up as well and earn some extra money if they’re looking to get holiday gifts for the family. 

Start Pet Sitting

If you love pets, consider walking dogs or pet sitting to earn cash for the holidays. Walking dogs in the area is also a great way to exercise and get to know your neighbors. You may need to network and ask around to start finding clients, but you can also set up a profile on Rover to advertise your services. 

Rover allows you to choose which services you wish to offer, set your own rates, and communicate safely with pet owners online. On average, you can expect to earn $15 to $20 per walk and $30+ per night for pet sitting.

Since many people travel during the holiday season, you may be able to score quite a few pet-sitting gigs. 

 

Advertise with Your Car

Drive quite a bit? Whether you have a commute to and from work or find yourself running errands, advertising with your car can be an easy side hustle. 

That’s right. Some companies pay you to put temporary advertisements on your car. These ads are easy to place and remove. You must have car insurance and drive a certain number of miles each day or week which makes this an ideal opportunity if you have a daily commute. 

Although advertising with your car can’t replace your salary, you can expect to earn anywhere from $100 to $400 per month depending on your location, the length of your commute, and the particular advertising campaign. 

 

Trade Stuff in for Amazon Gift Cards

I had no idea you could do this until last year. I was actually price-checking my son’s video game to sell it online when Amazon offered to buy it from me for a reasonable price. 

I opted to receive an Amazon gift card credit and mailed the video game to them. That was it. Amazon’s Trade-In program will allow you to exchange your existing Amazon devices, electronics, books, video games, and more for Amazon gift cards.

 

Other Fun Holiday Side Hustle Ideas

Feel free to think outside of the box when it comes to finding your ideal holiday side hustle. You may want to focus on income ideas that require very little time and energy from you. 

Or, you can choose to monetize some of your hobbies and skills. Sometimes, working on a passion project doesn’t really feel like work and these often become the best income streams. 

Here are some additional ideas to get your creative wheels turning. 

  • Sell some of your creations. If you are crafty, now is the perfect time to promote some of your items to sell on sites like Etsy or at craft shows. Think customized gift baskets, knit sweaters and outerwear, and even fun home decor. 
  • Wrap gifts. If you enjoy wrapping gifts, see if you can offer this service for others. Perhaps you can apply for a gift-wrapper position in a store or ask around to see if friends and family will pay you to take this task off their hands. 
  • Test websites. Sites like UserTesting and UserFeel will pay you to check out certain websites and review them. Generally, you can earn $10 per 20-minute video review. 
  • Focus groups. Get paid well for your opinion by participating in local and online focus groups. Sites like FocusGroup.com, Respondent, and MindSwarms will pay you to share your opinion and experience regarding different subjects. You can expect to earn anywhere from $100 to $250+ on average for an hour of your time spent at a focus group. 
  • Become a brand ambassador. Get paid to pass out samples and promote different brands at stores and events. Brand ambassador gigs are popular during the holiday season because more people are shopping. Shifts are often flexible and short so you may only be expected to work two to four hours. Search on Indeed for brand ambassador jobs near you and expect to earn $15 to $25 per hour. 

 

Start Taking Steps Now

How well you do financially during the holiday season all depends on your ability to plan and prepare in advance. To get going, create your holiday budget and figure out what your finances will look like over the next few weeks. 

If you feel you could benefit from earning some extra income and want to work a flexible side hustle, start narrowing down your options and create a plan to earn more money for the holidays. For ideas, just refer back to this list. Then, take action and launch your holiday side hustle!

 

 

6 Summer Side Hustles That Can Help You Earn $1,000+

By Rebecca Lake
July 23, 2019

 

 

 

 

 

 

5 Ways to Manage Your Side Hustle Finances

By Kim Galeta
July 10, 2019

 

 

 

 

 

 

Summer Side Hustles to Try This Year

By Ashley Eneriz
June 17, 2019

It’s almost summer! This means BBQs, beach days, and road trips. Yet, summer isn’t all fun and games. It’s also a great time to make more money.

Whether you decide to get a temp job or strike out on your own with a new side hustle, now is the perfect opportunity to put extra cash toward your money goals. To help get your wheels rolling, check out these eight side hustle ideas.

1. Real Estate Agent Assistant

Spring and summer are the busy seasons for real estate agents, especially if you live in a region with a hot housing market. Many agents need extra help with listings, and this includes taking photos of houses and shopping for personalized thank-you gifts for clients. At the same time, agents may not have the budget or need for a full-time employee. That’s where you come in.

Perhaps you can become a freelance personal assistant to a local real estate agent. Don’t be shy. Start pounding the pavement, meet with real estate agents, and let them know what you can bring to the table.

2. Social Media Manager

Admit it. You already spend too much time on Instagram and Snapchat. Why not get paid for your social media usage? Restaurants and stores need people with good communication skills to increase their online presence. So, create a sample account to show local businesses how you can help them gain more traction with social media.

You can charge an hourly rate or offer a flat rate package that includes a set of curated images, posting ideas and content creation. For an extra weekly charge, you can even manage the company’s social media accounts daily.

3. Manager for Airbnb Hosts

Did you know that you don’t actually have to own a rental to profit from Airbnb’s popularity? Instead, you can become a property manager for Airbnb hosts in your area.

Many Airbnb hosts rent out their home on the side but still have a busy life to maintain too. Summer months might also be the time that hosts want to do some traveling on their own, without stressing out about their own guests.

You, in turn, can be the reliable person that can fill in the gap for them. As part of the deal, you can also offer to clean the rentals between guest stays, do lawn care or welcome guests. You can even offer to improve their listings with better photos and descriptions.

4. Summer Program Instructor

Have you thought about becoming a swim instructor or teaching kids yoga classes? Perhaps you can offer children’s art or drama classes?

Summer is a great time to get your creative juices going and teach kids classes. If you haven’t taught swimming in years or you want to learn a new skill, the American RedCross offers a Water Safety Instructor’s Course in many areas. This course prepares you to teach preschoolers and children, as well as ‘Parent and Me’ aquatic classes. You can charge $25-35 for an hour of one-on-one swim lessons or charge $300 upfront for a package of 10 swim lessons.

When it comes to yoga, this may be easier than teaching swimming because you don’t need a pool and can run classes at a local park or even in a backyard. And don’t worry if you’ve never taught yoga before. You can hook up with a company like Pretzel Kids yoga, which offers an affordable online training course enabling you to start teaching children’s yoga classes immediately. Pretzel Kids teachers can earn $40 to $100 a class, depending on where you live and how many children are enrolled in your classes, says Pretzel Kids founder Robyn Parets.

“Some of our Pretzel Kids teachers also run mini-camps for a week or even three days during the summer. The best part: You can pick a summer week when you’re around and even bring along your own kids. It’s a lucrative and flexible way to earn extra cash doing something to enrich kids’ lives,” says Parets.

5. A Sitter for All Needs

Once school is out for the summer, many parents are desperate for affordable day care.

Have you considered becoming a babysitter? Even if you are only free nights and weekends, you can still pick up regular gigs when parents need a date night. If you become a child’s favorite sitter, you might even get invited on vacation.

Pet sitting and house sitting are also in-demand during the summer months. Many people prefer in-home pet sitting to boarding their animals, especially if they have more than one fur baby. For an easy way to make more money, check out Rover.com to apply for local house or pet sitting gigs.

6. Teach Kids Online

Companies like VIPKid hire online instructors to teach English to children in China. The virtual one-on-one teachings pay up to $22 an hour. To be a teacher, you need a bachelor’s degree and to pass the application process.

You can also look into other online teaching opportunities at companies like Outschool, which hires independent contractors to teach all sorts of classes for kids via video conference calls. With Outschool, you have to go through an approval process and then you can set your own hours and rates.

7. Garden and Lawn Care

We know, mowing lawns is the ultimate cliche of summer jobs, but it is for good reason. Taking care of your lawn is harder in the summer when plants and weeds grow faster.

So, try offering extra services that a regular gardener does not do, such as dog poop removal, palm tree trimming and patio power washing.

You can even skip the monthly service all together for a one-time charge. Call it the “Take a Week Off” special, offering individuals an hour of garden care for $25.

8. RV Prep and Cleaning

Hitting the open road is a summer favorite for many families. Yet, prepping the RV and cleaning it after the trip is something many wish they didn’t have to do.

You, however, can profit off of this common pain point with your own RV service business. To boot, advertising this type of business door-to-door is easy, since most of your potential customers will have their RV parked on the side of their homes.

Get Your Side Hustle On

Now that we’ve given you eight great ideas to make extra money this summer, it’s time for you to get started!

And here’s one final pro tip to level up your income: If your employer offers direct deposit, you can get paid early with Chime. Even without direct deposit, you can still manage your side hustle paychecks with Chime and automate your income. Simply transfer a percentage of your paycheck into a separate account every time you get paid. This way you can reach your money goals with ease.

 

How to Turn Your Side Hustle into a Full-time Gig

By Kim Galeta
June 11, 2019

Fifty percent of millennials have a side gig, according to a study by Experian.

This is often the perfect way to jumpstart your financial goals, including debt freedom, moving into your own apartment, or funding that dream vacation. A side hustle can also be a big motivator to launching a full-time business and achieving financial freedom.

To help you learn more, take a look at seven tips to turn your side hustle into a full-time gig.

1. Be Realistic

The truth is: Not every side job can be turned into a full-time hustle. For example, mowing your neighbors’ lawns every weekend probably works really well as a side gig, generating a few hundred dollars a month. But you would need to put in a lot more effort to transform this concept into a full-fledged business. For example, you’d need to consider advertising costs, the seasonality of a lawncare business, and the existing competition in the market.

Putting together a financial forecast to determine your total revenues and expenses is another important part of your research at this stage.

2. Stop Treating Your Side Business Like a Hobby

Leah Gervais, founder of Urban 20 Something, says that if you want to scale your side hustle into a full-time gig, you need to treat your side business “like your job, because it is.”

“This means scheduling out your time to work on it and making those meetings unbreakable. Be honest with yourself; this will be an intense time period with long hours and lots of sacrifices. But it’s just a chapter. The more dedicated you are, the faster you’ll be able to make your side hustle your full-time hustle,” says Gervais.

Another way to up your commitment level is to formalize your business structure. Tasha Cochran, one half of the YouTube channel One Big Happy Life, recently quit her job to pursue her blogging hustle full-time. As she noted on her website: “We became an LLC, signed a partnership agreement and started to be more strategic about what we were doing.”

3. Look for Ways to Work Smarter

A side hustle can be hard to scale but it’s not impossible. One way to grow your side hustle is to transition from a one-to-one business model to a one-to-many business model. Translation: Figure out how to earn money while you sleep!

One booming market for doing this is the e-learning industry. According to Forbes, e-learning will climb to $325 billion by 2025.

Just be aware: In order to scale an e-learning business with a host of online courses, you do have to hustle.

For example, Robyn Parets migrated online with her branded Pretzel Kids Yoga Teacher Certification Course in 2016. Pretzel Kids still offers live trainings and kids yoga classes, but the online school allows the company to grow its reach globally. Pretzel Kids nows sells a host of courses via its online kids yoga training school, such as How to Teach Mindfulness to Kids and Yoga for Kids with Special Needs. In addition, Pretzel Kids instructors can join a membership community where they can access branded materials, download teaching resources, get booked for teaching gigs, and more, says Parets.

“The ability to offer online trainings and a membership community has been pivotal to the growth of Pretzel Kids. We also offer our trained teachers a way to immediately start their own side hustles using our curriculum,” she says.

4. Invest in Yourself

Have you ever heard the saying the best investment you can make is in yourself? This is especially applicable to scaling your side hustle because you are your biggest asset.

As a full-time entrepreneur to-be, the learning process should be a continuous one. In the early days of scaling your hustle, you might have to invest in tools and courses to beef up your skill set. For example, you may need to learn more about email marketing or social media. Yet, in the long-run, this will save you time and money.

You can also fast-track your success by finding a mentor and connecting with other like-minded people who can help your business thrive.

5. Wait Until Your Side Hustle Earnings are Consistent

Before you make the leap from full-time employee to full-time entrepreneur, your side hustle earnings should either equal your current income or be sufficient enough to cover your living expenses.

Don’t forget to include a line item in your new budget for those intangible benefits that your current job provides, including health insurance, 401(k) contributions and the like. For example, if you have to say goodbye to free lunch on Fridays or free daily coffee, make sure to add these as new expenses each week.

Another tip is to wait at least a few months in order to determine whether your side business will produce consistent earnings. This is exactly what Gervais did. Once her side business started regularly bringing in more money than she made at her 9 to 5 job, she had the confidence to turn it into her full-time job. Today, her online business generates more than $10k in sales per month.

6. Boost Your Emergency Fund Before Taking the Plunge

If you have a healthy savings account, then you’ll have peace of mind to go all-in on your side business. To help you boost your emergency fund faster, you can try automating your finances.

With a Chime bank account, for example, you can save when you get paid and automatically direct a percentage of every paycheck into your Chime Savings Account. This way you can put your savings on autopilot and reach full-time entrepreneur status sooner. As a bonus, if you use your Chime Visa Debit Card to make purchases, Chime will round up each purchase you make to the nearest dollar, and transfer the round up amount right into your Savings Account.

7. Schedule in Self-Care

When you’re working to scale your side hustle into a full-time business, it’s easy to put health and wellness on the back-burner. But taking care of your physical and emotional well-being is more important than ever at this stage. The good news is: Self-care doesn’t have to be expensive. It can be as simple as scheduling in a 30-minute walk each day to get some fresh air and mental clarity, reading a book or enjoying a long bath.

Ready, Set, Go!

If transitioning your side hustle into a full-time gig is something that you’ve been on the fence about, we hope these seven tips will give you the push you need to start living your dream!

 

Should You Get a Summer Job?

By Rachel Slifka
June 6, 2019

Ah summertime. With vacations, beach days, and backyard barbecues on the mind, you’re probably not thinking about getting a summer job. But whether you’re a teacher with summers off, a student on break, or you just want to save some money, summer is an ideal time to look for extra work.

Here are four reasons why you should get a summer job.

1. You can take advantage of seasonal work

Summertime boasts a plethora of seasonal jobs that aren’t available any other time of year. This is excellent news because it means a lot of employers are hiring just for the summer. It’s also great news for you as you won’t have to stress about giving your notice after only a few months. You can simply work for a short time and bank the extra cash.

As an added bonus, there is generally less competition for these jobs since they are only guaranteed for a season. Some seasonal opportunities include working in retail, lifeguarding, tourism, and landscaping – just to name a few.

To find jobs near you, it’s pretty easy to ask around, join neighborhood Facebook groups or and post what you’re looking for on NextDoor. Chances are, you’ll get a few referrals in a matter of minutes! Or, you can check out SummerJobs.com to find employers near you.

2. You’ll earn extra cash

Who wouldn’t benefit from some extra cash?

While a simple, seasonal job might not make you rich, it can certainly help you achieve your financial goals faster.

Want to pay off debt? Consider a summer job. Start an emergency fund? Save for a trip? Then you should definitely consider seasonal work.

Better yet, if you have other income from your primary job, you can stash away what you earn from your summer gig. Even an extra $200 a week can add up – helping you save $1600 in just eight weeks! That’s plenty of dough to kickstart your savings goals.

3. You’ll give your days structure

Maybe an abundance of free time isn’t for you. Or, perhaps you can use some structure this summer. Either way, a summer job can provide you an opportunity to fill your time and earn money.

Because let’s face it: There are only so many days you can sit at home before you become bored out of your mind. Summer can feel incredibly long if you don’t have anything planned. So, take advantage of your downtime and earn some money while you’re at it.

And, if you’re pushing your kids to find a summer job, this is an excellent opportunity to teach them about budgeting, saving, and time management. You can even open a mobile bank account and teach your teens how to track income and expenses while on the go.

4. You’ll learn new skills and have some fun

If you have ever wanted to try out a new career, then a summer job is the perfect opportunity to do so.

Maybe you want to take a break from teaching and work in tourism this summer. Or, perhaps you want to land an internship before heading back to grad school. Or, if you’re an entrepreneur at heart, then you can use this summer to launch your business.

There are hundreds of new skills you can learn by shaking up your routine and trying out a new summer job. Whether it’s customer service, billing, manual labor, or coaching, get out there and try something new.

Are there drawbacks to a summer job?

Of course, there are plenty of instances where a summer job may not be worth it.

For example, when you have a summer job, you lose out on time you could be spending on other things, like traveling, home improvement projects, or lazy summer days at home with your kids. A secondary summer job can also add a layer of stress to your life if you already work a demanding 9 to 5 job.

So, before you jump into a summer job, weigh the pros and cons. Just remember: While a summer job isn’t for everyone, if you have the luxury of free time this summer and can use the extra money, then why not? Besides, a summer job can be just what you need to bolster your financial goals.

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