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Member recognition

You’re out there Boost4Boostin’ and helping others. Share your Chime love—you could be insta-famous. You deserve it.

I love Chime because it has allowed me to find structure in my finances and guide me to a healthier credit score. Chime also provides resources and a supportive community.


I received a BOOST from a stranger on Instagram a few months back. Within a few minutes, I had 4 new “boost buddies” and in the 1st of the month like clockwork we boost one another! The Boosts are lifesavers in a pinch!! I boost my new friends because you never know who needs it.


I absolutely 💯% love being part of the Chime community!!

Terra Jess

Being able to save back money and was able to have a chime credit builder to help with my credit Chime makes me feel relived that there is a banking that cares for there community Chime has always been there in rough times and with them having spot me and referral bonuses is a win for me.

Lisa Siegman

SpotMe boost has been such a life saver. When it’s the day before payday and your gas tank is on empty it’s nice knowing that chime has your back not only that, but the community behind the boost program. You can always count on chime coming in clutch. I boost everyone I can because I know how helpful it’s been to me!

Molly Odwyer

Being a part of the Chime community makes me feel supported and secure.

Stephanie Green

I'm taking advantage of Credit Builder to help build my credit thank you again and all the Chime users for supporting this amazing community and service also #EverythingIsFineWhenYouGotChime

Anastasia Maynor

You guys were constantly helping out my little family going through covid and with deposits so far apart. I’m thankful I was able to find such a great banking community that takes amazing care of their banking family!

Alexandria Sanchez

My friend had introduced me to Chime, and that's when everything had changed for me! I am so blessed to be a part of the family. ❤️


Being part of the Chime community makes me feel great!

Francisco Diaz

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank N.A.; Members FDIC

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Free swag

When you join, you gotta look the part. Drop your $ChimeSign to get a Chime-infused goodie pack.

Thanks @Chime. I ❤️ the gifts! 🎁💚#ChimeCrew


@Chime y'all ALWAYS surprise me 🥹 I can't wait to put it all on 😍. Thank You All ♥️ #Chimecrew


Thanks for the cap. #chimecrew


Thank you for hooking me up! Will be rocking my #ChimeCrew this weekend💚💚@Chime


#chimecrew@Chime thank you so much 💚💚💚🙏🏻🤟🏻


Swag content may vary

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Early sweeps nudges

We’ll say it—we love giving away cash prizes. Join the community to get the early jump on $weeps.

I love Chime bc it makes moments like this possible. With the detailed account info, budgeting tips in app, and quicker access to payday funds I’m able to budget my money easier and actually have a savings to be able to afford trips & make memories. #whichime $msparkermsparker


The Realest #WhyIChime


@Chime #ChimePridePaysSweeps yay!!!!! Thank you!!!!! I’m so excited!!!!! Going towards my rental deposit! Love you guys!


@chime @theshoesurgeon
#chimexrsgn JUST GOT MY CHIME AIR JORDAN 1’s wha yall think!? I think these ❤️‍🔥🔥🔥🔥🔥


Chime member resources

How do I find my $Chimesign in the Chime app?

Learn more

How will I know if I win a Chime sweeps?

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Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

Third-party trademarks referenced for informational purposes only; no endorsements implied.

To receive the Chime Crew Community swag kit, Chime members must enter their personal $ChimeSign in the designated webpage field. One Community Hub swag kit per eligible Chime member while supplies last. Click here for full terms and conditions.

To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime® Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.

On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.

SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.

Qualifying members will be allowed to overdraw their Chime Checking Account and/or their Secured Deposit Account up to $20 in total, but may be later eligible for a higher combined limit of up to $200 or more based on member’s Chime account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your SpotMe Limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your SpotMe Limit. Your SpotMe Limit may change at any time, at Chime or its banking partners’ discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions or OTC cash withdrawal fees at retailers. SpotMe won't cover non card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe Terms and Conditions.

Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the website.

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