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Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

Banking Made Awesome.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

Chime is an award-winning mobile banking app and debit card.

Heavy Check Mark on Microsoft  No hidden bank fees

Heavy Check Mark on Microsoft  Get paid up to 2 days early*

Heavy Check Mark on Microsoft  Grow your savings automatically

Heavy Check Mark on Microsoft  Signing up takes 2 minutes!

135,000+ 5-Star app reviews

"WILL NEVER TURN BACK!"

With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.

★★★★★
Grace S, App Store Review

"Best bank account I've ever had"

I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!

★★★★★
Bryan, App Store Review

"Best App & Best Bank Account"

Amazing. The best part about this app is that I get paid two days early. My coworkers didn't believe me when I told them!

★★★★★
Gr8ness25, App Store Review
Get Paid Early with Early Direct Deposit

Get your paycheck early.

Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!*

No Fee Banking

Say goodbye to unnecessary bank fees.

No overdraft fees. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass® and Visa® Plus Alliance ATMs.

automatically save money

Grow your savings, automatically.

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.

Security and control on the go.

Chime’s mobile app makes branchless banking a breeze. Manage your money and account on the go, wherever you go.

Your deposits are insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank; Member FDIC.

Visa’s Zero-Liability Policy protects all unauthorized purchases.**

Over 38,000 fee-free ATMs and 30,000 cash-back locations.

Real-time alerts for every banking transaction.

Automatic Savings takes the effort out of saving.

No minimum, monthly, or overdraft fees.

Make the switch to a bank account that has your back.

Get Started

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

¹ Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date.

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