Get paid early with Early Direct Deposit

Get your paycheck up to two days early¹

Get your paycheck early¹ with direct deposit. That’s up to two more days to do more with your money. Stop waiting and start getting paid early!

Chime get paid early
Early direct deposit app notification

Don’t wait for your paycheck

When you receive direct deposit to your Online Chime Spending Account, you can access your funds up to two days early¹. No waiting for your money, and no paper check to get lost in the mail. You’ll get paid as soon as the money is available – which is often up to two days before traditional banks.

How to get paid early with direct deposit

Chime is more than a get paid early app. We offer a mobile bank account – including early direct deposit – on behalf of our partners. One of the easiest ways to fund your Chime Spending Account is to set up direct deposit. Setting up direct deposit with Chime automatically makes you eligible to get paid early¹ and can be done in the Chime mobile app.  When you open a bank account through Chime, we’ll email you a pre-filled direct deposit form that you can hand over to your employer. It’s that easy to start getting paid early¹ with direct deposit.

Get Started Today

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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¹ Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

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