Chime Banking
Banking made awesome.
Say goodbye to ridiculous bank fees. Save money automatically. Manage your money from anywhere. Signing up is free and takes less than 2 minutes.
Learn how we collect and use your information by visiting our Privacy Notice
Manage your money effortlessly, avoid unnecessary bank fees, and grow your savings automatically.
With Chime, you get a Chime Visa® Debit Card, a Checking Account, and an optional Savings Account – all managed through an award-winning mobile banking app that gives you complete control of your money everywhere you go.
Say goodbye to unnecessary bank fees.
No overdraft fees. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass and Visa Plus Alliance ATMs.
Grow your savings, automatically.
Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.
Get your paycheck early.
Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!*
What members are saying
7,500+ 5-star reviews On the Apple App and Google Play Stores
With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.
– Grace S, App Store Review
Amazing. The best part about this app is that I get paid two days early. My coworkers didn’t believe me when I told them!
– Gr8ness25, App Store Review
I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!
– Bryan, App Store Review
Security and control on the go.
Chime’s mobile app makes branchless banking a breeze. Manage your money and account on the go, wherever you go.
Real-time alerts for every banking transaction.
Automatic Savings takes the effort out of saving.
No minimum, monthly, or overdraft fees.
Make the switch to a bank account that has your back.
*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.
**You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.
While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.
Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
Third-party trademarks referenced for informational purposes only; no endorsements implied.
Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.
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