Chime Banking

Banking made awesome.

Say goodbye to ridiculous bank fees. Save money automatically. Manage your money from anywhere. Signing up is free and takes less than 2 minutes.

Chime Mobile Banking App

Manage your money effortlessly, avoid unnecessary bank fees, and grow your savings automatically.

With Chime, you get a Chime Visa® Debit Card, a Spending Account, and an optional Savings Account – all managed through an award-winning mobile banking app that gives you complete control of your money everywhere you go.

No Fee Banking

Say goodbye to unnecessary bank fees.

No overdraft fees. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass and Visa Plus Alliance ATMs.

automatically save money

Grow your savings, automatically.

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.

Get Paid Early with Early Direct Deposit

Get your paycheck early.

Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!*

What members are saying

7,500+ 5-star reviews On the Apple App and Google Play Stores

Chime Mobile App Reviews
"WILL NEVER TURN BACK!"

With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.

– Grace S, App Store Review

Chime Mobile App Reviews
"Best App & Best Bank Account"

Amazing. The best part about this app is that I get paid two days early. My coworkers didn’t believe me when I told them!

– Gr8ness25, App Store Review

Chime Mobile App Reviews
"Best bank account I've ever had"

I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!

– Bryan, App Store Review

Security and control on the go.

Chime’s mobile app makes branchless banking a breeze. Manage your money and account on the go, wherever you go.

Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.

Visa’s Zero-Liability Policy protects all unauthorized purchases.**

Over 38,000 fee-free ATMs and 30,000 cash-back locations.

Real-time alerts for every banking transaction.

Automatic Savings takes the effort out of saving.

No minimum, monthly, or overdraft fees.

Make the switch to a bank account that has your back.

*Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.  Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

**You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

Please note: By clicking on some of the links above, you will leave the Chime website and be directed to an external website. The privacy policies of the external website may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing any personal information.

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