Real Chime reviews from real people.
Discover what our members love so much about banking through Chime, the #1 Most Loved Banking App.1
Learn how we collect and use your information by visiting our Privacy Notice ›
Don’t just take
our word for it.
Chime has been praised by financial experts and publications.
“This is the safest secured card for building credit.2”
“Chime, the largest digital-only financial provider in the U.S., has capitalized on distrust of traditional banks and their slowness to digitize.”
— CNBC
“It lets customers overdraw their accounts by up to $200 for free and offers a secured credit card (a plus for those with limited or poor credit histories).”
— Forbes
1,000,000+ 5 star reviews
In the App Store and Google Play.
4.8
App Store
(1M Reviews)
4.7
Google Play Store
(780K Reviews)
I love the Chime Community, and banking through Chime is easy and stress-free.
Dayshia B.
“One of the most refreshing aspects of Chime is its commitment to transparency. I haven’t been charged for overdrafts, monthly maintenance, or foreign transactions. This alone has saved me a significant amount of money compared to traditional banks.”
Kristofer C.
“Chime has changed the game for me! My paychecks come early, SpotMe3 on Credit Builder gives me the ability to have extra funds for emergency and my credit has improved 20 points!!”4
Cheyenne B.
“Chime came along when I could not open a traditional bank account. Shortly after having my Chime account, I no longer desired a traditional account. The joy and peace of mind Chime has brought me is immeasurable.”
Jacqueline S.
“I’ve been through 4 different banks, and I have not been more satisfied than what I am with Chime… Chime is the absolute best!”
Crystal E.
Real Member. Paid Testimonial.
Finance made just for you
Say goodbye to overdraft fees.
When you use SpotMe®, we can spot you up to $2003 on transactions and cash withdrawals from your Chime Visa® Debit Card or secured Chime Visa® Credit Card fee-free. We’ll simply apply your next deposit to your negative balance.
More than a savings account.
Tired of putting money into your savings account and getting basically nothing back in return? Chime offers 0.75% Annual Percentage Yield (APY)5 (1.9x more than the national average!6) on high-yield savings accounts.
47,000+ fee-free ATMs.7
You can easily find fee-free ATMs7 at places like Walgreens®, 7-Eleven®, Target®, Circle K, and CVS Pharmacy®.
Take the first step on a
new financial journey.
You’ve read our Chime reviews. Our members love us, and so will you! Join the millions already using Chime for building credit, fee-free overdrafts, getting paid early, and more.
FAQs
What is Chime?
Chime is a financial technology company that makes it easy for members to handle their finances. Using our unique features, you can get your paycheck up to 2 days early8 with direct deposit, overdraft up to $2003 fee-free, send money to anyone, save money automatically,9 and more. Still have questions? Find answers.
Is Chime a bank?
No. Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted.
How can I open a bank account through Chime?
By just signing up! You’ll need to provide your personal information and download the Chime app. Then, you’ll be well on your way. It’s that easy.
