Open a Chime Checking Account in 2 Minutes.
We’ll spot you up to $2001.
Privacy Policy › Terms & Conditions ›
*SpotMe® eligibility requirements and overdraft limits apply. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Your money shouldn’t cost money.®
No monthly fees
No minimum balance fees
No foreign transaction fees
No transfer fees
Get paid up to 2 days early2 with direct deposit.
Over47K fee-free ATMs3.
Fee-free overdraft up to $2001.
24/7 live support, with a real human.
Safe, secure & trusted by millions.
Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC7 and we keep your money safe and secure with periodic security tests of our systems.
Funds FDIC Insured through Bank Partners
Deposits are FDIC insured7 up to $250,000 through The Bancorp Bank, N.A. or Stride Bank N.A.; Members FDIC.
Block Your Card
If your card is missing or you suspect unauthorized use, you can block all transactions on your Chime Debit Card and Credit Builder card. Open the Chime app and disable transactions to immediately prevent new debit or credit card purchases or ATM withdrawals.
Real-time alerts
Chime allows you to receive instant transaction alerts anytime you use your Chime debit card. Turn on daily notifications so you always know what’s happening with your money.
Privacy and security
We support two-factor authentication and support fingerprint authentication.
We're changing the way you feel about money.
Join the millions of members on Chime and feel good about your finances.
My score went up over 60 points8 and I bought my first car!
-Rozan
With Chime, I’m saving hundreds of dollars a year.
Early payday guarantees that I can make it to any gig, any rehearsal, anytime.2
Real members. Paid testimonials.
