Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Chime mobile banking app

Access your banking through Chime anytime.

All the best features in one easy to use mobile app with no monthly fees. Find out what makes Chime the #1 Most Loved Banking App™.¹

Chime Visa Debit Card on top of phone with Chime app

Member-first
mobile banking.

Why do members leave us so many five-star reviews? Because we give them the tools for a better financial future. Download the Chime app for Mobile Check Deposit, online bill pay, and instant transfers2 with Pay Anyone.

1,000,000+ five star reviews

The #1 Most Loved Banking App™¹

Download on the App Store
Get it on Google Play

1 / 5

Mobile banking made easy.

  • Check your balance on the go
  • Pay your bills online
  • Transfer money to and from external bank accounts

2 / 5

Deposit checks wherever you are.3

Don’t feel like getting off the couch? No problem! Chime mobile check deposit lets you deposit money from home or on the go. Just snap a pic of the check in the app.

3 / 5

Pay anyone
without the fees.

Pay Anyone lets you safely send money to friends and family, even if they don’t have Chime! Transfers are instant2 – and fee-free.

4 / 5

Mobile payments welcome.

Leave your wallet at home: The Chime mobile app supports mobile payment platforms like Apple Pay™, Google Wallet™, and Samsung Pay™.

5 / 5

5 Stars Icon

Over 1 million
5-star reviews.

apple store
4.8 Star Icon
745K reviews
google play store
4.6 Star Icon
599K reviews

Custom card security.

Chime offers banking security features you can count on:

Chime debit card
Freeze your debit card if it’s lost or stolen
Get instant transaction alerts with every purchase
Contact live agents for support – anytime, any day
Guard the app with two-factor and fingerprint authentication
ATM map in Chime mobile app

Need cash fast?

Find a fee-free ATM near you in the Chime app. We have 50,000+ fee-free ATMs4 in our network – more than the top 3 national banks combined.

Mobile banking resources.

Mobile check deposit

Mobile check deposit3 is easy

Learn how it works
Pay anyone with Chime mobile app

Pay anyone without the fees

Find out how

FAQs

What is the Chime mobile banking app?

The Chime app offers everything you’d want out of a traditional banking experience but in one, easy-to-use mobile app that you can access wherever you are. Use the Chime app to check your account balances, deposit a check, send money to friends, and transfer funds between your Chime Checking and Chime Savings Accounts. You can even transfer money to and from an external bank account, integrate your Chime debit card with your mobile wallet, and find nearby ATMs for easy cash withdrawals.

Find out why more than 700,000 users gave the Chime app a five-star review when you open a Chime account.

Does Chime have mobile check deposit3?

Chime mobile deposit is one of the standout features of the Chime app. Just snap a photo of your paper check within the mobile banking app – from wherever you are. Chime members are eligible for mobile check deposit if they have received at least one qualifying direct deposit of $1 or more.

How do you do mobile check deposit with Chime?

To use Chime mobile check deposit, launch the Chime app and tap “Move Money,” then “Mobile check deposit.” You’ll be asked to enter the check type and amount. You’ll then be prompted to take a photo of both sides of the check to upload it. Just remember to endorse the check before snapping the picture!

Is Chime mobile check deposit instant?

The typical Chime mobile check deposit time ranges from 3 to 5 business days, though you could see the check clear even faster. In general, mobile check deposit is not ever instant, no matter the bank; large checks generally take longer to clear.

Is there a Chime mobile check deposit limit?

With Chime, you can deposit up to $2,000 per check up to 10 times a month. Chime has a total check deposit limit of $10,000 per month. Some members may be able to access higher limits.

Can I activate my debit card in the Chime mobile app?

Every Chime account comes with a debit card. Launching the mobile app is the easiest way to activate your Chime card. When you log in, you’ll see a card widget at the top of the app that says “Card Status.” Open the widget and tap the big green “Activate Card” button to get started.

Can’t see the button? Ask the Chime Chatbot for help activating your card or contact the call center at 1-844-244-6363.

Can I use Chime with mobile wallets?

Chime makes it easy to spend with your mobile wallet, whether you’re an Apple or an Android user. You can easily combine your Chime account with Apple Pay™, Google Wallet™, and Samsung Pay™ for digital payments wherever they’re accepted.

What is the best mobile banking app?

Great mobile banking apps include features like account notifications, peer-to-peer money transfers, mobile wallet integration, and mobile check deposit. Look for a mobile banking app that has high app ratings in the Apple App Store and on Google Play.

What does mobile banking do?

Mobile banking allows you to access your bank accounts, like checking and savings accounts, from your phone, tablet, or other smart device. Depending on the specific features of your app for mobile banking, you may be able to check account balances, transfer funds, send money to friends, deposit a check, or even find an ATM near you.

Is mobile banking safe?

Mobile banking is safe! Just download the bank or credit union’s official app, keep it updated, and practice general smartphone and account safety, like using phone passcodes and strong account passwords and avoiding public Wi-Fi. Look for a mobile banking app that has features like instant transaction notifications, two-factor or fingerprint authentication, and in-app debit card freezes, in case you suspect suspicious activity.

What makes a good mobile banking app?

A good mobile banking app should offer a range of banking features, including mobile check deposit, peer-to-peer transfer, and account push notifications. The best mobile banking apps also offer security features and an intuitive interface. Read reviews in the app stores before downloading a mobile bank app. Chime has more than 700,000 five-star reviews for its mobile app. Mobile banking apps should also have access to helpful customer support. With Chime, you can speak to a human 24/7 via chat, phone, or email when you have questions.

How can I send money to friends and family?

Sending money to friends and family is easy with mobile banking apps and services. Chime members can use the Chime bank app feature, Pay Anyone2, to send and receive money without any fees. If you aren’t yet a Chime member, you can use peer-to-peer payment apps like Zelle, Venmo, and Cash App to send money digitally.

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

Third-party trademarks referenced for informational purposes only; no endorsements implied.

1 #1 Most Loved Banking App Source: Chime is recommended by more of its users than that of any brand per 2023 Qualtrics® NPS score.

2 Funds are automatically debited from your Checking Account and typically deposited into the recipient’s Checking Account within seconds. Pay Anyone transactions will be monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Sometimes instant transfers can be delayed.

3 Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.

4 Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

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