Get a bank account with no monthly fees.
No monthly fees and no minimum balance fees
No overdraft fees
47,000+ fee-free (see disclosure 1) ATMs at stores like Walgreens®, 7-Eleven®, CVS Pharmacy®, Circle K & more
Banking with no monthly fees
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Banking shouldn’t cost you money.
You earned it, so you deserve to keep it. We believe an online checking account with no monthly fees should be available to everyone. That’s why Chime offers a checking account with no minimum balance fees and no monthly fees.
No fees for overdrafts.
To date, Chime has saved members over $100 billion in overdraft fees. (see disclosure 2) Instead of charging you an overdraft fee, we allow you to overdraft on debit card purchases and cash withdrawals with no fees when you qualify for SpotMe®. (see disclosure 3) Learn more about SpotMe.
47,000+ fee-free ATMs at stores you love. (see disclosure 1)
Avoid out of network ATM fees. With Chime, you get access to 47,000+ fee-free ATMs (see disclosure 1) —more than the top 3 national banks combined! (see disclosure 4) Find them at stores you love, like Walgreens®, CVS®, 7-Eleven® and Circle K. You can also use the map in your Chime app to find the closest fee-free ATM near you.
Checking Account and Debit Card with no monthly fees.
When you open a Chime Checking Account, you will receive a Visa Debit Card that can be used everywhere Visa debit cards are accepted. We also provide free debit card replacement.
Direct deposit unlocks 5% cash back and more.
With the Chime Card, you get 5% cash back on a category of your choice (see disclosure 5) , higher APY on savings (see disclosure 6) , fee-free overdraft, and more when you direct deposit $3,000 per month. (see disclosure 7)
Get started today.
Applying for an account is free and takes less than 2 minutes with no impact to your credit score.