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1 Information from Lending Club’s 60% of Americans Now Living Paycheck to Paycheck, Down from 64% a Month Ago as of 5/25/2023: https://ir.lendingclub.com/news/news-details/2023/60-of-Americans-Now-Living-Paycheck-to-Paycheck-Down-from-64-a-Month-Ago/
2 Information from FINRA’s Planning Ahead OUTLOOK as of 5/25/2023: https://cdn.finra.org/nfcs/2021/outlook.html
3 Information from momentive’s CNBC|Momentive Your Money Financial Confidence Survey as of 5/25/2023: https://www.momentive.ai/en/blog/cnbc-financial-literacy-2023/
4 Information from Statista’s Average credit card debt in the United States in 2021, by age group as of 5/25/2023: https://www.statista.com/statistics/768077/credit-card-debt-usa-by-age/
5 Information from The Harris Poll’s 2021 Financial Literacy and Preparedness Survey: Key Findings – General Population as of 5/25/2023: https://f.hubspotusercontent40.net/hubfs/5146491/NFCC_Wells%20Fargo_2021%20Personal%20Finance%20Survey_KeyFindings_GenPop_123021.pdf
6 Information from Anytime Estimate’s 2022 Data: Americans Have Less Than Half the Recommended Retirement Savings as of 5/25/2023: https://anytimeestimate.com/research/retirement-savings-2022/
7 Information from The Street’s What Is Financial Literacy and Why Does It Matter to Me? as of 5/25/2023: https://www.thestreet.com/personal-finance/what-is-financial-literacy-14874372
8 Information from FINRA’s Financial Knowledge Education as of 5/25/2023: https://cdn.finra.org/nfcs/2021/education.html
9 Information from Statista’s Share of households without bank account in the United States from 2009 to 2021 as of 5/25/2023: https://www.statista.com/statistics/416068/share-of-unbanked-households-usa/
10 Information from TransUnion’s Consumers Turn to Credit Cards and Personal Loans to Manage the Financial Pressures of Inflation as of 5/25/2023: https://www.transunion.com/blog/q3-2022-credit-industry-insights-report
11 Information from Statista’s Leading sources of debt among consumers in the United States from 2017 to 2022 as of 5/25/2023: https://www.statista.com/statistics/944954/personal-debt-source-usa/
12 Information from Statista’s Average value of student loan debt held in the United States in 2022, by generation as of 5/25/2023: https://www.statista.com/statistics/1176727/share-student-loan-debt-generation-usa/
13 Information from Statista’s Share of investors who are personally confident in making investment decisions worldwide in 2022, by investor group as of 5/25/2023: https://www.statista.com/statistics/1186482/personal-investor-knowledge-world-wide/
14 Information from Statista’s Share of adults with any retirement savings in the United States in 2021, by age group as of 5/25/2023: https://www.statista.com/statistics/1273812/adults-with-no-retirement-savings-by-age-us/
15 Information from Statista’s Expected main source of retirement income in the United States as of 2021 as of 5/25/2023: https://www.statista.com/statistics/941589/expected-main-source-of-retirement-income-usa/
16 Information from Statista’s EShare of households in the United States that paid no individual income tax in 2022, by income level as of 5/25/2023: https://www.statista.com/statistics/242138/percentages-of-us-households-that-pay-no-income-tax-by-income-level/
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