Savings Account

*Scroll down for info on Annual Percentage Yield (APY)¹, average interest rate², fees³ and features⁴

Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Credit Builder card issued by The Bancorp Bank, N.A. or Stride Bank, N.A.

How our Savings Account stacks up

Heavy Check Mark on Microsoft 0.50% variable APY¹ — 10X⁵ the national average!

Heavy Check Mark on Microsoft No minimum or maximum balance requirements

Heavy Check Mark on Microsoft No fees³

Heavy Check Mark on Microsoft Automatic Savings features

Heavy Check Mark on Microsoft  Signing up takes 2 minutes

 

300,000+ 5-Star app reviews

"WILL NEVER TURN BACK!"

With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.

★★★★★
Grace S, App Store Review

"Best bank account I've ever had"

I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!

★★★★★
Bryan, App Store Review

"Best App & Best Bank Account"

Amazing. The best part about this app is that I get paid two days early. My coworkers didn't believe me when I told them!

★★★★★
Gr8ness25, App Store Review

Earn more on every dollar

0.50% Annual Percentage Yield (APY)¹. Set money aside with Automatic Savings features. And no fees³.

No fees. No catch. No worries.

No minimum balance requirement, no maximums on interest earned. And no fees³.

Grow your savings automatically

With Round Ups, you save the change on every purchase. And Save When I Get Paid helps you automatically save a percentage of every paycheck⁴.

Secured and FDIC Insured

We use encryption and secure processes to help ensure your money is safe. Deposits are insured through our partners, The Bancorp Bank, N.A. or Stride Bank, Members FDIC.

Get Started Today

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