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Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC

We take security seriously

At Chime, information security is a top priority. Deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC. And we work hard to protect your information, such as by using encryption and other measures to help safeguard your money and data.

Instantly block your card

If your card is missing or you suspect unauthorized use, you can block all transactions on your Chime debit card and Credit Builder card. Open the Chime app and disable transactions to immediately prevent new debit or credit card purchases or ATM withdrawals.

Real-time alerts keep you in the know

Chime allows you to receive instant transaction alerts anytime you use your Chime debit card. Turn on daily notifications so you always know what’s happening with your money.

Here’s why millions are banking
through Chime

  • Get paid up to 2 days earlyˆ with direct deposit
  • Fee-free overdraft up to $100* for eligible members
  • No hidden bank fees˜
  • Grow your savings automatically
  • Credit builder can help increase your credit score by an average of 30 points with regular on time payments1
  • Chime Spending Account holders can apply for the secured Chime Credit Builder Visa® Credit Card with eligible direct deposit2

Keeping your money secure

FDIC Insured

Deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC.

Visa Zero Liability

Shop worry-free at millions of merchants. Chime debit cards are protected by the Visa Zero Liability* Policy to ensure that cardholders will not be responsible for unauthorized charges.

Privacy and Security.

We support two-factor authentication and support fingerprint authentication.

Make the switch to a bank account that has your back.

Get Started

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank.

* You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.
¹ Credit Score Increase Based on a representative study conducted by TransUnion®, members who started using Chime Credit Builder in September 2019 observed a median credit score (VantageScore 3.0) increase of 30 points by January 2020. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
² To be eligible to apply for Credit Builder, you need to have received a qualifying direct deposit of $200 or more to your Spending Account within the last 365 days of your application. The qualifying direct deposit must have been made by your employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits.

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