Are you getting the most from your Chime account?

Set up direct deposit

Take your Chime account to the next level

  • Fee-free overdraft*

    With SpotMe, eligible members can overdraft up to $200 on debit card purchases with no hidden fees. It’s like overdraft protection, but better.

  • Get Paid 2 Days Earlier^

    Get your paycheck up to two days earlier than you would with some traditional banks when you set up direct deposit.

  • Credit Builder

    Eligible1 Chime members can access our secured credit card, made to help you build credit over time by offering automatic payments and reporting your progress to the major bureaus every month.2

How to set up direct deposit

You’ll need to have your Routing Number
and an Account Number handy

Step 1

Tap that gear icon on the top left of your screen. You’ll see them under Account Information

Step 2

For manual set-up, tap “Set up direct deposit”.

Step 3

Tap “Get direct deposit form,” and we’ll instantly email you a PDF version of the form

Step 4

Fill it out, sign it, and send it to your Human Resources department, payroll provider, or manager!

 

💡 Check the Chime blog for help filling out your form

Ready to avoid overdraft fees and get paid 2 days early^, with direct deposit?

Set up direct deposit