How to Load Your Chime Card

Key takeaways

• Add money to your Chime Card^® through cash deposits at 90,000+ retail locations,¹ direct deposit, bank transfers, or mobile check deposit.

• Cash deposits are free at Walgreens and Duane Reade stores.¹ Other retailers may charge a small fee.

• You can make up to five deposits per day with a maximum of $3,000 per day and $10,000 per month.

• Use the Chime^® app to find deposit locations near you and check fees or specific limits before you go.

Whether you have cash in hand, a direct deposit to set up, or funds to move from another account, there are several ways to add money to your Chime^® Card.¹ Here is how to load your Chime Card, where to deposit cash, and what limits and fees apply.

How to add money to your Chime Card

You can add money to your Chime Card through cash deposits at retail locations,¹ direct deposit, bank transfers, or mobile check deposit.

• Cash deposits at retail partners: Load cash onto your Chime Card at over 90,000 locations nationwide, including Walgreens, Walmart, CVS, 7-Eleven^®, Dollar General, Family Dollar, Circle K, and Speedway.¹ Deposits at Walgreens and Duane Reade are free, while other retailers may charge a small fee.

• Direct deposit: Set up your pay, government benefits, or other recurring payments to go straight into your Chime Checking Account. Once enrolled, your money arrives automatically on payday.

• Bank transfers: Move money from an external bank account to your Chime account. You can link another bank and schedule a transfer through the Chime app or initiate an ACH transfer from your other bank.

• Mobile check deposit:² Deposit checks right from your phone. Open the Chime app, snap photos of the front and back of your check, and submit them for deposit.

Where to deposit cash on a Chime Card³

Chime partners with major retailers at over 90,000 locations nationwide,¹ so you can deposit cash close to home or work.

Cash deposit partners include:

• Walgreens and Duane Reade

• Walmart

• CVS

• 7-Eleven^®

• Circle K

• Dollar General

• Family Dollar

• Speedway

Cash deposits typically arrive in your Chime account within 2 hours³. Many retail partners keep later hours than traditional banks, so you can deposit on your own schedule.

Free cash deposits at Walgreens³

Walgreens is the go-to option for fee-free cash deposits. You can visit any of the 8,000+ Walgreens and Duane Reade stores across the U.S. to deposit cash at no cost. ¹

Here is how to deposit cash at Walgreens:

• Head to the register with your cash.

• Give the cashier your Chime Card or show your in-app cash deposit barcode.

• Once your deposit posts to your account, you are ready to spend, save, or send money.

Cash deposits at other retailers

If there is no Walgreens nearby, you can deposit cash at thousands of other participating retail locations.¹

Bring your Chime Card and cash to the register, and the cashier will process your deposit. Retailers other than Walgreens may charge a small fee, and deposit limits can vary by location.

If you want to check the fee before you go, the Chime app shows deposit fees for many locations.

Chime cash deposit limits and fees

Here are the deposit limits and fees to know before you go.

The Chime app displays specific limits and fees for each location.

How to find Chime deposit locations near you

The Chime app makes it easy to find a cash deposit location wherever you are.

• Open the Chime app on your phone.

• Tap Move Money.

• Select Deposit Cash.

• Browse the map or tap See locations near me to find the closest options.

The app also displays deposit fees at each location, so you can compare costs before heading out.

Can you deposit cash at an ATM with Chime?

Chime does not accept cash deposits at ATMs. To deposit cash, you will need to visit a retail partner like Walgreens, Walmart, or another participating location.

You can, however, withdraw cash at more than 47,000 fee-free ATMs nationwide.⁴ Fee-free ATM locations include Walgreens, 7-Eleven^®, Target, CVS, and Circle K. Your Chime card works at out-of-network ATMs, but fees will apply.You can also withdraw cash at a traditional bank or credit union by presenting your debit card to the teller. This is called an Over The Counter Withdrawal, and there’s a $2.50 fee every time you withdraw cash this way.You can find the nearest fee-free ATM using the Chime ATM locator.

Make the most of your Chime Card

Adding cash to your Chime Card is straightforward, and depositing at Walgreens costs nothing.¹ Getting money into your account when you need it means you do not have to wait to pay bills, cover groceries, or work toward your savings goals.

You have flexible options to keep your Chime Card funded, from depositing cash at 90,000+ retail locations¹ to direct deposit, bank transfers, and mobile check deposits. Find a location near you in the Chime app. Get started with Chime today.

Cash in, cash out with Chime

Adding cash to your Chime account is quick and easy, and you can do it for free at Walgreens. Adding money to your account when you need it means you don't have to wait to pay bills, buy groceries, or work on your savings goals. And, of course, we make getting money from your Chime account just as convenient. 

Locate any of our 47,000+ fee-free ATMs⁶ to withdraw cash from your account whenever you need it.