Big changes are coming to how the government sends out payments. Make sure you're ready and take the proper steps to keep receiving your government benefits.
Starting September 30, 2025, millions of Americans who still receive paper checks for Social Security, VA benefits, Child Support, Unemployment, and other benefits will need to switch to direct deposit. That's because a new rule, Executive Order on Modernizing Payments to and from the Federal Government, is putting an end to using paper checks for government benefits.
If you still get a check in the mail, you need to act now to avoid missing out on your payments. The good news? Chime is here to help.
Why is the government no longer using paper checks?
According to the executive order, the government is phasing out paper checks to reduce fraud, speed up payments, and lower costs. But for many Americans, especially those who are unbanked or underbanked, this change could be confusing or even disruptive.
At Chime, we believe everyone deserves easy, reliable access to their money.
How Chime can help you receive your government benefits
In order to keep receiving your government benefits, you'll need to set up direct deposit.
We make it fast, easy, and free to switch to direct deposit with Chime with three convenient options: in the app, via form, or through your employer's payroll portal.
In addition to convenient access to their benefits, members can expect:
No monthly fees or minimums
Get paid up to 2 days early1
Fee-free overdraft with SpotMe2
Real-time alerts and mobile access
Set up your account and direct deposit in minutes
Whether you receive Social Security, VA Benefits, or other payments, we'll guide you every step of the way.
How to switch from paper checks to direct deposit
Just follow our guide to set up direct deposit. It's easy and fast:
Open a Chime account (it takes just 2 minutes).
Set up direct deposit using your benefit provider's online portal, finding your employer in the Chime app, or via form.
Get paid electronically, safely and on time.
We've helped millions of members make the switch, and we can help you too.
Once you set up a direct deposit, bookmark our guide to government benefits payment dates.
Switch to direct deposit today
If you're still receiving government checks in the mail, now's the time to get ahead of the Executive Order.
Open a Chime account today and switch to direct deposit before the deadline to keep receiving your benefits without disruption.
Have questions?
We've got answers. Head to our Help Center or Contact our Member Support team to learn more about switching from paper checks to direct deposit.