Chime® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

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“Financial Progress Month” with Chime: Taking the Pain out of FinLit

“Financial Progress Month” with Chime: Taking the Pain out of FinLit

Chime Redefines Financial Literacy Month as Financial Progress Month: Taking Topics Like Budgeting and More Back to Basics

Chime Redefines Financial Literacy Month as Financial Progress Month: Taking Topics Like Budgeting and More Back to Basics

Chime Is Bringing Financial Education to 10 Million Across the United States by 2027

Chime Is Bringing Financial Education to 10 Million Across the United States by 2027

Chime promotes Jennifer Kuperman to Chief Corporate Affairs Officer

Chime promotes Jennifer Kuperman to Chief Corporate Affairs Officer

How to Use the Chime® Credit Builder Visa® Credit Card

How to Use the Chime® Credit Builder Visa® Credit Card

How to Sign Up for Chime Credit Builder

How to Sign Up for Chime Credit Builder

How to Use SpotMe

How to Use SpotMe

Chime Bets on Generosity in “Pay Progress Forward” Featuring Five-Time Emmy Award Winner and Grammy Award Nominee Wayne Brady

Chime Bets on Generosity in “Pay Progress Forward” Featuring Five-Time Emmy Award Winner and Grammy Award Nominee Wayne Brady

Betting Big on Generosity: Chime’s “Pay Progress Forward” Film

Betting Big on Generosity: Chime’s “Pay Progress Forward” Film

Chime’s Popular SpotMe® Now Available for Members Using Credit Builder

Chime’s Popular SpotMe® Now Available for Members Using Credit Builder

Showing Appreciation: Chime Tipping Week

Showing Appreciation: Chime Tipping Week

Chime® Offering Free and Easy In-App Tax Filing

Chime® Offering Free and Easy In-App Tax Filing

Chime® Introduces Chime Deals™, Offering Members Cashback on Everyday Purchases

Chime® Introduces Chime Deals™, Offering Members Cashback on Everyday Purchases

Chime Deals™: How to Score Deals on Everyday Purchases

Chime Deals™: How to Score Deals on Everyday Purchases

Sarah Wagener joins Chime as Chief People Officer

Sarah Wagener joins Chime as Chief People Officer

Chime Survey Reveals The Hidden Truths of Money in Relationships

Chime Survey Reveals The Hidden Truths of Money in Relationships

Chime Brings Fun to Financial Education in New Partnership with Zogo, Available for Free to All Chime Members

Chime Brings Fun to Financial Education in New Partnership with Zogo, Available for Free to All Chime Members

How SpotMe® Helped Chime® Member Irv Pursue His Musical Passions

How SpotMe® Helped Chime® Member Irv Pursue His Musical Passions

Chime Payday Boost™ Sweepstakes!

Chime Payday Boost™ Sweepstakes!

How to Move Money into Chime

How to Move Money into Chime

Strategist and Grassroots Trailblazer Sara El-Amine Appointed as Vice President of Community at Chime

Strategist and Grassroots Trailblazer Sara El-Amine Appointed as Vice President of Community at Chime

How Love Is Blind’s Izzy Improved His Credit After the Show

How Love Is Blind’s Izzy Improved His Credit After the Show

Chime’s Holiday Schedule

Chime’s Holiday Schedule

Fintech and consumer protection leader, Shara Chang joins Chime as Chief Compliance Officer

Fintech and consumer protection leader, Shara Chang joins Chime as Chief Compliance Officer

Dollars & Sense™: Chime’s New Game Where Money Talks, and So Do You

Dollars & Sense™: Chime’s New Game Where Money Talks, and So Do You

How SpotMe® Helps Chime Member Raymon Between Paychecks

How SpotMe® Helps Chime Member Raymon Between Paychecks

How Chime® Helped Member Corey Move Beyond Fees

How Chime® Helped Member Corey Move Beyond Fees

Chime Scholars Foundation

Chime Scholars Foundation

How Gen Z Views and Builds Wealth

How Gen Z Views and Builds Wealth

How Do You Open an Account Online Through Chime?

How Do You Open an Account Online Through Chime?

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Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

* Chime Checking Account is required to be eligible for a Savings Account.

1 Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

2 SpotMe on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify for the SpotMe on Debit service, you must receive $200 or more in qualifying direct deposits to your Chime Checking Account each month and have activated your Visa debit card. Qualifying members will be allowed to overdraw their Chime Checking Account for up to $20 on debit card purchases and cash withdrawals initially but may later be eligible for a higher limit of up to $200 or more based on Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. The SpotMe on Debit limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime's sole discretion. Although Chime does not charge any overdraft fees for SpotMe on Debit, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe on Debit will not cover any non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe on Debit Terms and Conditions.

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