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Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

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Scholar Spotlights | Chime® Scholars Foundation

In This ArticleAbout the Chime Scholars Foundation Chime Scholar Spotlight: Liza Rosales, transfer student at […]

Chime News
May 28, 2023

Nick Fairbairn, former Experian, Gabi, Dollar Shave Club Marketing Leader joins Chime as VP of Product Marketing

Chime is pleased to announce that Nick Fairbairn has joined the company as VP of […]

Chime News
April 4, 2023

How to Travel on a Budget from Chime® Member Andre

In This ArticleWhat sparked your passion for travel? How did you save to travel? What […]

Member Stories
March 13, 2023

Chime Credit-Building Myths: Busted

In This ArticleIs debit safer than credit? Can I only use Credit Builder for certain […]

Chime Guides
February 21, 2023

Building an Authentic Business with Chime® Member Maysan

In This ArticleHow did you get started with the Honey Lounge? Can you share any […]

Member Stories
February 15, 2023

How to Pursue Creative Goals from Chime® Member Edgar

In This ArticleHow do you kickstart a creative project? What are your top tips to […]

Member Stories
February 14, 2023

Top Family Budgeting Tips from Chime® Member Sam

In This ArticleWhy is it important to budget? How can someone start budgeting? Any specific […]

Member Stories
January 29, 2023

How to Avoid Scams That Target Chime Members

In This ArticleSweepstakes scams "Unauthorized transaction" SMS and phone call scams Fake customer support scams […]

Safety and Security
January 27, 2023

Grow Your Money Faster With a Chime High-Yield Savings Account

In This ArticleChime Savings Account fast facts Chime Savings APY: how does it work? How […]

Chime Guides
January 27, 2023

Chime Payday Boost Sweepstakes!

Enter for a chance to win $10,000 as part of our PayDayBoost Sweepstakes. New and […]

January 15, 2023

Direct Deposit Your Federal Refund and You Could Win $2,0221

In This ArticleHow do you know if you’re eligible? How does it work? How can […]

January 4, 2023

Save More Through Chime’s Partners

Trim your bills and save green Everyone needs a little help saving on bills. That’s […]

Chime Guides
December 22, 2022

Chime’s Holiday Schedule

In This ArticleChime's holiday schedule Federal and banking holidays 2023 Chime’s hours of operations How […]

Chime Guides
December 21, 2022

How to Contact Chime Customer Service

In This ArticleHow to contact Chime customer service Can I speak to a live person […]

Chime Guides
December 8, 2022

How to Find an ATM Near Me for Chime

In This ArticleHow to find in-network ATMs near me What are fee-free ATMs for Chime […]

Chime Guides
December 6, 2022

Chime Mobile Check Deposit Guide

In This ArticleHow to use mobile check deposit in the Chime app Who can use […]

Chime Guides
November 28, 2022

Credit Builder Basics: Everything You Need to Know About the Chime Credit Builder Visa® Credit Card

In This ArticleUsing Chime Credit Builder Chime Credit Builder and your credit score FAQs Ready […]

Chime Guides
November 21, 2022

How to Set Up Direct Deposit With Chime

At Chime, we’re all about bringing you financial peace of mind. Whether it’s getting your […]

Chime Guides
November 21, 2022

How to Activate Your Chime Card

In This ArticleHow to activate your Chime Card in the app How to activate your […]

Chime Guides
November 18, 2022

How We Get (You) Paid Early1

Payday just hits different. Whether it’s to pay bills, beef up your savings, or treat […]

Chime Guides
November 10, 2022

How SpotMe Has Your Back

In This ArticleSpotting Chime members to feed their pets Helping Chime members stick to their […]

Member Stories
November 4, 2022

Rent vs. Buy: Should I Rent or Own a Home?

In This ArticleBenefits of owning a home Cons of owning a home Advantages and disadvantages […]

Member Stories
October 27, 2022

How to Deposit¹ Cash Into Your Chime Account

In This ArticleChime cash deposit partner locations Deposit cash at Walgreens Add money to your […]

Chime Guides
October 18, 2022

Love & Money: How to Co-Manage Finances

In This ArticleWhen should couples merge finances? Couple finances option 1: Split everything 50/50 Couple […]

Member Stories
September 28, 2022

How Credit Builder Helped One Chime Member Build Their Life Back

Nine years ago, Chime member Kristen had nothing but a backpack to her name and […]

Member Stories
September 15, 2022

What Is Chime? Is Chime a Bank?

In This ArticleIs Chime a bank? What bank does Chime use? Is Chime legit? Is […]

Chime Guides
September 13, 2022

Chime welcomes Credit Karma, Capital One leader, Rucha Fulay, as VP of Analytics

Today, Chime announced that it welcomed analytics leader Rucha Fulay as its first VP of […]

Chime News
September 6, 2022

Best Credit Card to Build Credit: Chime vs. Extra

In This ArticleHow do secured credit cards build credit? Chime's Credit Builder card Extra debit […]

Chime Guides
September 1, 2022

What is a Chime Card?

In This ArticleWhat is a Chime Card? So what is Chime anyway? How do I […]

Chime Guides
August 30, 2022

Chime Basics: How to Move Money into Chime

In This ArticleHow do I set up direct deposit? Benefits of setting up direct deposit […]

Chime Guides
August 19, 2022
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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

2 Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month and Visa debit card activation. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See terms and conditions.

3 Out-of-network ATM withdrawal fees apply except at MoneyPass ATMs in a 7-Eleven location or any Allpoint or Visa Plus Alliance ATM. Other fees such as third-party and cash deposit fees may apply.

4 Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.

5 Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your Savings Account.

6 Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.

7 There may be times when instant transfers may be delayed due to network timing or other factors beyond our control.

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