Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.
Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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^ Chime does not guarantee timing of refund. Six day refund estimate is based on 2023 tax year filing data. Refund timing estimates are dependent upon timing of complete tax return submission and when the IRS submits your refund.
* Maximum refund guarantee is provided by april. If you use april's service to prepare and file your return and you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws. See here for details.
Maximum refund guarantee is provided by Column Tax. Column Tax will reimburse you for up to $250 if you are able to pay less federal or state income tax or receive a larger federal or state income tax return by using another tax return preparation provider. Eligibility requirements apply. See terms for details.
1 Information from IRS’s Publication 509 as of October 16, 2024: https://www.irs.gov/pub/irs-dft/p509--dft.pdf
2 Information from IRS’s IRS provides tax inflation adjustments for tax year 2024 as of October 16, 2024: https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024
3 Information from IRS's FAQs as of October 16, 2024: https://www.irs.gov/faqs/itemized-deductions-standard-deduction/other-deduction-questions/other-deduction-questions
4 Information from IRS’s Why it may take longer than 21 days for some taxpayers to receive their federal refund as of October 16, 2024: https://www.irs.gov/newsroom/why-it-may-take-longer-than-21-days-for-some-taxpayers-to-receive-their-federal-refund
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