Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.The Chime Visa® Debit Card, the secured Chime Credit Builder Visa® Credit Card, and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see the back of your Card for its issuing bank.
Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
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1 Information from Federal Reserve’s “Reserve Requirements” as of September 24, 2025: https://www.federalreserve.gov/monetarypolicy/reservereq.htm
2 Information from FDIC’s “Understanding Deposit Insurance” as of September 24, 2025: https://www.fdic.gov/resources/deposit-insurance/understanding-deposit-insurance
3 Information from Federal Reserve Bank of St. Louis’s “Banking Analytics: Net Interest Margins Rise at U.S. Banks” as of September 24, 2025: https://www.stlouisfed.org/on-the-economy/2025/jun/banking-analytics-net-interest-margins-rise-us-banks
4 Information from FDIC’s “Overdraft and Account Fees” as of September 24, 2025: https://www.fdic.gov/consumer-resource-center/2021-12/overdraft-and-account-fees
5 Information from CFPB’s “Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually” as of September 24, 2025: https://www.consumerfinance.gov/data-research/research-reports/data-spotlight-overdraft-nsf-revenue-in-2023-down-more-than-50-versus-pre-pandemic-levels-saving-consumers-over-6-billion-annually/
6 Information from Bankrate’s “Survey: ATM fees hit record high for third straight year while average overdraft fee dips” as of September 24, 2025: https://www.bankrate.com/banking/checking/checking-account-survey/
7 Information from Experian’s “What Is a Foreign Transaction Fee?” as of September 24, 2025: https://www.experian.com/blogs/ask-experian/what-is-a-foreign-transaction-fee/
8 Information from Federal Reserve’s “Assets and Liabilities of Commercial Banks in the United States” as of September 24, 2025: https://www.federalreserve.gov/releases/h8/current/default.htm
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