Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.The Chime Visa® Debit Card, the secured Chime Credit Builder Visa® Credit Card, and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see the back of your Card for its issuing bank.
Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.
Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
APPLE and the Apple Logo are registered trademarks of Apple Inc. GOOGLE PLAY and the Google Play Logo are registered trademarks of Google LLC. Third-party trademarks referenced for informational purposes only; no endorsements implied.
‡ To be eligible for Chime Prime status, receive $3,000+ in qualifying direct deposits to your Chime Checking Account in the past 34 days. To be eligible for Chime Plus status, receive either 1) a single $200+ qualifying direct deposit; or 2) $400+ in cumulative qualifying direct deposits to your Chime Checking Account in the preceding 34 days. Certain products marketed as perks have additional eligibility requirements. While some perks may have associated fees, none of these fees are mandatory to access the perks or to maintain the applicable status. See the Chime Membership Tiers Terms and Conditions for details.
1 Out-of-network ATM withdrawal and over the counter advance fees may apply except at FCTI® ATMs in a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance ATM participating in the Allpoint network.
2 We’re partnering with Boom to help report rent payments made with your Chime account. Boom reports your rent payments to the credit bureaus. Late payments may negatively impact your credit scores. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
3 On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to TransUnion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
4 Money added to Chime Card™ will be held in a secured deposit account as collateral for your Chime Card, and you can spend up to this amount. You can use money deposited in your Secured Deposit Account to pay off your charges at the end of every month.
5 To apply for Chime Card, you must also open a Chime Checking Account.
6 Deposits and debit refunds go to your Checking Account, then transfer to your Chime Card Secured Deposit Account. Funds are moved from your Secured Deposit Account to your Checking Account to facilitate outbound transfers and debit purchases.
7 With qualifying direct deposits, earn 5% cash back as a Chime Prime member or 2% cash back as a Chime Plus member on up to $1,500 of eligible secured Chime Visa® Credit Card purchases. See the Secured Chime Visa® Credit Card - Cash Rewards Program Addendum for limitations and details on earning cash back on your monthly selected category.
8 Information from Discover’s “Discover it Student Cash Back Card” as of Apr. 16, 2026: https://www.discover.com/credit-cards/student-credit-card/it-card.html
9 Information from Federal Reserve’s “Consumer Credit” as of Apr. 16, 2026: https://www.federalreserve.gov/releases/g19/current/
10 Information from Capital One’s “QuicksilverOne from Capital One” as of Apr. 16, 2026: https://www.capitalone.com/credit-cards/quicksilverone/
11 Information from Petal’s “Petal 2 Perks Program Rules” as of Apr. 16, 2026: https://www.petalcard.com/legals/petal-2-perks-program-rules
12 Information from Petal’s “All rewards, no fees” as of Apr. 16, 2026: https://www.petalcard.com/petal-2
13 Information from Capital One’s “Platinum Mastercard from Capital One” as of Apr. 16, 2026: https://www.capitalone.com/credit-cards/platinum/
14 Information from Chase Bank’s “Chase Freedom Rise Credit Card” as of Apr. 16, 2026: https://creditcards.chase.com/cash-back-credit-cards/freedom/rise
15 Information from Discover’s “Discover it Secured Credit Card” as of Apr. 16, 2026: https://www.discover.com/credit-cards/secured-credit-card/
16 Information from WalletHub’s “Discover vs. Visa: What are the pros and cons?” as of Apr. 16, 2026: https://wallethub.com/answers/cc/is-it-better-to-get-visa-or-discover-card-2140663845/
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