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Banking made awesome.
Say goodbye to ridiculous bank fees. Save money automatically. Manage your money from anywhere. Signing up is free and takes less than 2 minutes.
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Manage your money effortlessly, avoid unnecessary bank fees, and grow your savings automatically.
With Chime, you get a Chime Visa® Debit Card, a Checking Account, and an optional Savings Account – all managed through an award-winning mobile banking app that gives you complete control of your money everywhere you go.
Say goodbye to unnecessary bank fees.
No overdraft fees. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass and Visa Plus Alliance ATMs.
Grow your savings, automatically.
Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.
Get your paycheck early.
Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!*
What members are saying
7,500+ 5-star reviews On the Apple App and Google Play Stores
With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.
– Grace S, App Store Review
Amazing. The best part about this app is that I get paid two days early. My coworkers didn’t believe me when I told them!
– Gr8ness25, App Store Review
I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!
– Bryan, App Store Review
Security and control on the go.
Chime’s mobile app makes branchless banking a breeze. Manage your money and account on the go, wherever you go.
Your deposits are insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank; Member FDIC.
Visa’s Zero-Liability Policy protects all unauthorized purchases.**
Over 38,000 fee-free ATMs and 30,000 cash-back locations.
Real-time alerts for every banking transaction.
Automatic Savings takes the effort out of saving.
No minimum, monthly, or overdraft fees.
Make the switch to a bank account that has your back.
*Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.
**You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.