Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Chime is an award-winning mobile banking app and debit card

  • No hidden bank fees
  • Get paid up to 2 days early*
  • Grow your savings automatically

7,500+ 5-Star App Reviews

"Best App & Best Bank Account"

Amazing. The best part about this app is that I get paid two days early. My coworkers didn't believe me when I told them!

★★★★★
Gr8ness25, App Store Review

"Best bank account I've ever had"

So impressed with the customer service from Chime. After all the stress from the move, it's nice for something to be easy.

★★★★★
Jane D., App Store Review

Get your paycheck early.

Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!*

Say goodbye to unnecessary bank fees.

No overdraft fees. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass and Visa Plus Alliance ATMs.

Grow your savings, automatically.

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.

Security and control on the go.

Chime's mobile app makes branchless banking a breeze. Manage your money and account on the go, wherever you go.

Your deposits are insured up to $250,000 through The Bancorp Bank, N.A.; Member FDIC.

Visa’s Zero-Liability Policy protects all unauthorized purchases.**

Over 38,000 fee-free ATMs and 30,000 cash-back locations.

Real-time alerts for every banking transaction.

Automatic Savings takes the effort out of saving.

No minimum, monthly, or overdraft fees.

Make the switch to a bank account that has your back.

Get Started