Open the Chime app to sign up for Credit Builder

Credit Builder is available for all Chime Spending Account holders with eligible direct deposit* through our app.

Here’s how to sign up for Credit Builder:

  1. Open the Chime App
  2. Select Settings
  3. Under “Credit Builder Card” click on “Try Credit Builder”
  4. You’re all set!
    

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

Please note: By clicking on some of the links above, you will leave the Chime website and be directed to an external website. The privacy policies of the external website may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing and personal information.

*To be eligible to apply for Credit Builder, you need to have received a qualifying direct deposit of $200 or more within the last 365 days of your application. The qualifying direct deposit must have been made by your employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits.

© 2013-2020 Chime. All Rights Reserved.