Learn how we collect and use your information by visiting our Privacy Notice
Chime is a financial technology company, not a bank. Banking services and checking account provided by The Bancorp Bank, N.A. or Stride Bank N.A.; Members FDIC. Credit Builder card issued by Stride Bank N.A.
How our Savings Account stacks up
0.50% APY¹ on optional Savings Account — 8X² the national average!
No minimum or maximum balance requirements
No fees³
Automatic Savings features
Signing up takes 2 minutes
450,000+ 5-Star app reviews
"Chime has your back!"
The “SpotMe*" option helps me to still get my groceries when I'm short with no overdraft fees... Everything is done online and efficiently.
★★★★★
Kelly, App Store Review
"Trustworthy and secure"
You can call customer service and get a live representative. And your security and privacy is their number one concern. I recommend this app to everybody Chime is the best…
★★★★★
David, App Store Review
"Super intuitive to use!"
Love it! Everything is so easy and INSTANT! Turn on and off card? Instant! Texts after spending? Instant!…
★★★★★
Austin, App Store Review
Earn more on every dollar
0.50% Annual Percentage Yield (APY)¹. Set money aside with Automatic Savings features. And no fees³.
No fees. No catch. No worries.
No minimum balance requirement, no maximums on interest earned. And no fees³.
Grow your savings automatically
With Round Ups, you save the change on every purchase. And Save When I Get Paid helps you automatically save a percentage of every paycheck⁴.
Chime Checking Account and Visa® Debit Card
Your Chime Checking Account comes with a debit card to use everywhere Visa debit cards are accepted.
And unlike some prepaid cards and traditional bank accounts, there are no monthly account fees and minimum balance requirements.
Secure Chime Credit Builder Visa® Credit Card
Help increase your credit score by an average of 30 points with regular on-time payments.6 Eligibility requirements apply.7
No interest or annual fee
No credit check to apply
No minimum security deposit required8
Secured and FDIC Insured
We use encryption and secure processes to help ensure your money is safe. And your funds are held at FDIC insured banks⁵. Learn how the Chime Savings Account works.
0.50% APY¹ on optional Savings Account — 8X² the national average!
