Learn how we collect and use your information by visiting our Privacy Notice
Chime is a financial technology company, not a bank. Banking services and checking account provided by The Bancorp Bank, N.A. or Stride Bank N.A.; Members FDIC. Credit Builder card issued by Stride Bank N.A.
We take security seriously
At Chime, information security is a top priority. Deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. And we work hard to protect your information, such as by using encryption and other measures to help safeguard your money and data.
Instantly block your card
If your card is missing or you suspect unauthorized use, you can block all transactions on your Chime debit card and Credit Builder card. Open the Chime app and disable transactions to immediately prevent new debit or credit card purchases or ATM withdrawals.
Real-time alerts keep you in the know
Chime allows you to receive instant transaction alerts anytime you use your Chime debit card. Turn on daily notifications so you always know what’s happening with your money.
Chime Checking Account and Visa® Debit Card
Your Chime Checking Account comes with a debit card to use everywhere Visa debit cards are accepted.
And unlike some prepaid cards and traditional bank accounts, there are no monthly account fees and minimum balance requirements.
Secure Chime Credit Builder Visa® Credit Card
Help increase your credit score by an average of 30 points with regular on-time payments.2 Eligibility requirements apply.3
No interest or annual fee
No credit check to apply
No minimum security deposit required4
Keeping your money secure
FDIC Insured
Deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank N.A.; Members FDIC.
Visa Zero Liability
Visa’s Zero-Liability Policy protects all unauthorized purchases.◆
Privacy and Security.
We support two-factor authentication and support fingerprint authentication.