Chime® is a financial technology company, not a bank. Banking services, credit, and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Greg Sandler

Greg Sandler is a business and finance writer who has written for hundreds of publications, businesses, financial institutions, organizations, and government agencies. Check out his profile on LinkedIn.
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The Risks of Second-Party Fraud and How to Avoid It

The Risks of Second-Party Fraud and How to Avoid It

Is My Money Safe in the Bank? A Deep Dive into Deposit Security

Is My Money Safe in the Bank? A Deep Dive into Deposit Security

How to Cash a Check: A Comprehensive Guide

How to Cash a Check: A Comprehensive Guide

What Should You Use Your Credit Card For?

What Should You Use Your Credit Card For?

What Is Phishing? How to Avoid Phishing Scams

What Is Phishing? How to Avoid Phishing Scams

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Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

‡ SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.

The use of any trademarks, logos, or trade names are for informational purposes only and do not imply an endorsement by the owner.

1 Information from Forbes, "Phishing Statistics By State in 2023," as of September 29, 2023: https://www.forbes.com/advisor/business/phishing-statistics

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