Earn cash back on everyday purchases such as gas, groceries, and more.1
Find deals no matter where you are, right from the Chime app.
Access additional exclusive, personalized offers when you unlock Chime Prime.2
Learn how we collect and use your information by visiting our Privacy Notice
Chime Deals® is a fee-free feature1 for Chime members to get cash back on everyday purchases through in-app deals. Browse the app for retailers you’re planning to visit and choose the cash back deals you want. You could get cash back on everyday purchases like gas, groceries, and restaurants nearby.
When you make a qualifying direct deposit and unlock Chime Plus™ or Chime Prime™, you’ll get additional exclusive cashback deals, personalized just for you. Plus, you’ll continue to enjoy deals on everyday purchases.
Browse the Chime app for deals.
Launch your Chime app and look for the Deals tab at the bottom of the home screen. No matter where you are, you can use the map view to find the deals closest to you. Or, you can browse deals based on category.
Activate Chime Deals when you’re ready.
Found a deal you like? Simply tap the deal to activate it when you’re getting ready to head out and make your purchase. You can see the expiration window for Chime Deals in the app after you activate them.
Redeem cash back deals with your Chime card.
Just tap or swipe any physical Chime card at the retailer to use your Chime Deal and earn cash back. Chime Plus and Chime Prime exclusive deals can also be redeemed online and through your digital wallet – just be sure to use any Chime card. You can see full redemption details for any offer in the Chime app.
Get cash back in your Chime account.
Any cash back you earn using Chime Deals will be deposited automatically into your Chime Checking Account within 10 business days. That’s extra money to spend however you want!
At the gas station.
On your way to the pump? Search the Chime app to find Chime cash back deals on fuel near you. You can shave money off each gallon at select gas stations – a surefire way to combat rising gas prices.
At the grocery store.
The cost of groceries has shot up in recent years. Cash back through Chime Deals means you’ll earn cash back when buying grocery essentials like produce, meat, and bread. Chime Deals is another great way you can save on groceries!
At restaurants.
We all deserve to eat out now and then, but the cost of dining out at our favorite restaurants can put a dent in our budget. Chime Deals cash back rewards make dining out more of a treat – with savings at many of your favorite restaurants.
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Licenses
Chime Capital, LLC, Nationwide Multistate Licensing System ("NMLS") ID 2316451
Chime Payments, Inc., Nationwide Multistate Licensing System (“NMLS”) ID 2538752
Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
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Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. FDIC deposit insurance limit is $250,000 per depositor, per insured bank, per ownership category.
Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.
Yes, to use Chime Deals, you need a Chime Checking Account and must have either an activated Chime Visa® Debit Card or the secured Chime Visa® Credit Card. If you’re new to Chime, be sure to activate your card so that you can start earning cash back through Chime Deals. And if you’re not yet a member, you’ll need to sign up for a Chime account, then activate your Chime card to start earning cash back rewards.
Chime Plus and Chime Prime exclusive deals can be redeemed by using any Chime card through Apple Pay. At this time, however, all other deals cannot be redeemed using Apple Pay. You’ll instead need to physically tap or swipe any Chime card when paying at the retailer.
After activating a cash back deal, you have a set amount of time to redeem it. This time window varies from offer to offer, so be sure to check the offer details in your Chime app to confirm. We generally recommend waiting until you’re ready to use a deal before activating to avoid the offer expiring prior to using.
Cash back rewards are not free money. You have to spend money to earn cash back. Instead, think of cash back as similar to a discount: If you have a 10% cash back deal at a gas station, it’s kind of like a 10% discount on the cost of gas.
With cash back, though, you’re spending the full amount upfront. You’ll then earn the rewards as a statement credit or direct deposit into your account.
A card with cash back rewards enables you to earn cash rewards when swiping or tapping your card for everyday purchases. Each card will have its own terms and conditions, but in general, you’ll earn cash back on qualifying purchases, either by receiving a direct deposit into your bank account or earning a statement credit against your card balance.
Each cash back reward card will have its own rates. For example, one card may offer 1.5% cash back on every purchase. Some may offer a higher percentage of cash back on specific types of purchases, like gas, dining, groceries, or online shopping.
How you redeem cash back rewards depends on the card you have. For example, at Chime, you can deposit cash back directly into your checking account. Other options allow you to redeem your cash back as a statement credit. In some cases, cash back apps may require receipt uploads to redeem rewards, or they may issue your rewards as a check or gift card.
Chime Deals makes it easy to earn cash back rewards. Simply select the cash back deals you’re interested in within the Chime app, swipe or tap your card, and earn the rewards as a direct deposit to your checking account within 10 business days.
While cash back rewards are a helpful way to earn money on everyday purchases, you could spend more than you ordinarily would, simply because you want to earn more rewards. To avoid overspending, only use your cash back rewards for purchases you make regularly.
Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
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