Log inChime Banking
Banking made awesome.
Welcome visitors from TrueFees!
Chime is one of the fastest-growing bank accounts in America
✓ No hidden banking fees
✓ Get paid up to 2 days early with direct deposit1
✓ Fee-free overdraft with SpotMe2
✓ Grow your savings automatically
✓ Free to apply and only takes 2 minutes!
Learn how we collect and use your information by visiting our Privacy Notice
Chime does banking differently
Chime is one of the fastest growing mobile banking apps in the U.S. with over 5 million accounts opened to date. With Chime, you get a Chime Visa® Debit Card, a Checking Account, and an optional Savings Account – all managed through a beautifully designed banking app that gives you complete control of your money everywhere you go.
50,000+ 5-Star Google Play and Apple App Store reviews
Get your paycheck early.
Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!1
Fee-free overdraft with SpotMe
We’ll spot you with no overdraft fees on debit purchases only. Eligibility requirements apply2.
Say goodbye to hidden fees.
No overdraft fees. No minimum balance fees. No monthly service fees. No foreign transaction fees. Over 38,000 fee-free MoneyPass® and Visa Plus Alliance ATMs. Out-of-network fees may apply.
Grow your savings, automatically.
Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid. Learn about our Savings Account.
Security and control on the go.
Chime’s mobile app makes branchless banking a breeze. Manage your money and account on the go, wherever you go.
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank; Members FDIC.
Visa Zero-Liability guarantees that you will not be held responsible for unauthorized card purchases.3
Over 38,000 fee-free ATMs and 30,000 cash-back locations.
Real-time alerts for every banking transaction.
Automatic Savings takes the effort out of saving.
No minimum, monthly, or overdraft fees.