Member Perks
Getting an unexpected deal feels good. With perks like easy cashback1, fee-free tax filing, friend referrals, and more, you’ll save on the things you already spend on.
Explore products
Chime Deals
Local, personal deals.
Get extra cash back on gas, groceries, and more — and even more deals from top retailers when you direct deposit.2
Free Tax Filing
A smarter way to file taxes.
File your federal and state taxes for free with 100% accuracy guaranteed3, maximum refund guaranteed4, and get your federal refund up to 5 days early5 with direct deposit.
Why members love us.
Not only is Chime The Most Loved Banking App®, but we’ve made a real and lasting impact on our members’ lives. Don’t take our word for it—we’ll let the numbers speak for themselves.
7x faster tax filing
Members can typically file taxes in under 23 min6 through Chime—7x faster than the IRS reported national average6.
7x faster tax filing
7x faster tax filing
Members can typically file taxes in under 23 min6 through Chime—7x faster than the IRS reported national average6.
1M+ 5-star reviews
1,000,000+ five-star app reviews on App Store and Google Play
1M+ 5-star reviews
1M+ 5-star reviews
1,000,000+ five-star app reviews on App Store and Google Play
Up to 24% cash back
Amount you can get back on restaurant purchases with Chime Deals1
Up to 24% cash back
Up to 24% cash back
Amount you can get back on restaurant purchases with Chime Deals1
60% more likely
Members are more than 60% more likely to say that Chime has helped manage their spending, compared to competitors7
60% more likely
60% more likely
Members are more than 60% more likely to say that Chime has helped manage their spending, compared to competitors7
Chime+
Unlock Chime+ for free with direct deposit.
Chime+ gives you access to even more of our products, and it’s free when you set up a qualifying direct deposit.2
FAQs
What are all the ways Chime can help me save?
We offer Chime Deals to earn cash back on your everyday purchases.1 You can also find even more offers from Chime partners in the Chime app, like on auto insurance and wireless plans. Learn more about Chime's partner offers.
Can I find ways to earn money through Chime?
Yes! You can earn extra cash through Chime's partners. Learn more about how you can get started.
Do I need to have an activated card to use Chime Deals?
Yes, to use Chime Deals®, you need a Chime Checking Account and must have an activated Chime card.1 If you’re new to Chime, be sure to activate your card so that you can start earning cash back through Chime Deals. And if you’re not yet a member, you’ll need to sign up for a Chime Checking Account, then activate your Chime card to start earning cash back rewards.
Can I make purchases with Apple Pay® to redeem deals on Chime Deals?
Chime+ exclusive deals can be redeemed by using any Chime card through Apple Pay. At this time, however, all other deals cannot be redeemed using Apple Pay. You’ll instead need to physically tap or swipe any Chime card when paying at the retailer.
Once I activate a deal, how long do I have to redeem it?
After activating a cash back deal, you have a set amount of time to redeem it. This time window varies from offer to offer, so be sure to check the offer details in your Chime app to confirm. We generally recommend waiting until you’re ready to use a deal before activating to avoid the offer expiring prior to using.
How do I file my taxes through Chime?
We partner with april to help you file your taxes for free directly through the Chime app. Yes, it’s actually free for both federal and state. Plus, get your federal tax refund up to 5 days early when you direct deposit it with Chime.
File with someone else last year? No problem. Just upload last year’s form and the rest is handled for you.
If you’re not a Chime member already, enroll today so you don’t have to pay to file your taxes this season.
Why is it free to file taxes through Chime?
At Chime, we want banking services to be easy, accessible, and most of all, free. And now we’ve made tax filing free when you file through Chime (in partnership with april to power the experience).
So far, billions in tax refunds have been deposited with Chime8.
File through Chime for a better way to file your taxes:
Truly 100% free to file, including for federal and state
Accurate calculations guaranteed to get you your max refund. Don’t settle for less than what you’re owed.
Get your federal tax refund up to 5 days earlier when you direct deposit it with Chime.
If you’re not a Chime member already, enroll today so you can enjoy 100% free tax filing.
What is Chime's referral program?
Chime offers a referral bonus when you refer someone new using your referral link, and they receive a qualifying direct deposit of $200 or more within 45 days of enrolling.9
Are member perks only for people in Chime+?
No! Member Perks are for everyone. Chime has great benefits for members starting on day 1. When you direct deposit and unlock Chime+ for free,1 you'll get even more. Learn more about Chime+.
