Get cash back.§ Build credit.** Everyday.
Introducing Chime Card.™ 8
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC
Learn how we collect and use your information by visiting our Privacy Notice ›
Everyday, fee-free banking.
Open a Chime Checking Account for more ways to deposit and access your money without fees.*
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC
Learn how we collect and use your information by visiting our Privacy Notice ›
The #1 most loved banking app.^
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC
Learn how we collect and use your information by visiting our Privacy Notice ›
Get up to $500 of your pay with MyPay.3
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC
Learn how we collect and use your information by visiting our Privacy Notice ›
Fee-free overdraft up to $200.2
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC
Learn how we collect and use your information by visiting our Privacy Notice ›
Get paid up to 2 days early with direct deposit.5
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC
Learn how we collect and use your information by visiting our Privacy Notice ›
Featured in:
Overdraft fee-free with SpotMe®.
We’ll spot you up to $200 on debit card purchases with no overdraft fees. Eligibility requirements apply.2
Get paid when you say.®
Life doesn’t wait for payday, and you shouldn’t have to either. Get up to $5003 of your pay before payday. Finally, you’re in control. There’s no interest4. No credit check. No mandatory fees.
Get paid early.
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!5
Say goodbye to monthly fees.
No overdraft fees. No minimum balance. No monthly fees. No foreign transaction fees. 47k+ fee-free ATMs6 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and Circle K. Out-of-network fees apply.
Chime Card. Cash back and credit up.
1.5% cash back§ on rotating categories with Chime+‡, stress-free credit building**, and no annual fees or interest1. Help increase your FICO Score by an average of 30 points.7
Unlock Chime+ for free with direct deposit.
When you move your qualifying direct deposit to Chime, you’ll get access to so much more with Chime+‡.
Better banking on day one.
Get started with a Checking Account with no monthly fees.
No minimum balance or monthly fees.
47k+ fee-free ATMs.6
Increase your FICO Score by an average of 30 points with on-time payments.7
Level up to more —for free.
Higher savings and better benefits for financial progress. Unlock Chime+ when you set up a qualifying direct deposit.
3.75% APY10 on a high-yield savings account.
Up to $5003 of your pay before payday.
Up to $2002 fee-free overdraft coverage.
Pay Anyone the fast, fee-free way.
Pay friends and family fee-free, no matter what bank account they use. They can cash out instantly9 and securely, no sign-up needed.
Make
your money
grw fast.
No minimum balance, and 3.75% Annual Percentage Yield (APY)10—that’s 9x the national average.11 Direct deposit to get the best rate with Chime+.‡
Make fee-free cash deposits12 at Walgreens®.
Deposit cash fee-free, exclusively at Walgreens®. Walk right up to the counter at over 8,500 convenient locations.
Stay in control with alerts.
You’re always in-the-know with balance notifications and transaction alerts.
Security & support you can trust.
Serious security
Chime uses secure processes to protect your information and help prevent unauthorized use.
Anytime, anywhere support
If you need help, Chime’s support channels are standing by 24/7. Reach our friendly team by phone, email, in the app, or check out the Help Center.
Visa® Zero Liability
Chime cards are backed by Visa’s Zero Liability Policy13. You're covered if your card is lost, stolen, or fraudulently used.
Get started.
Applying for an account is free and takes less than 2 minutes. It won’t affect your credit score!