Spending with a debit or credit card is convenient – but there are some situations where you need cash in a hurry. Is there anything worse than finding out the delicious street taco stand doesn’t have a card reader? Have you ever wanted to tip your valet or gas station attendant but didn’t have cash on hand?
No cash? No worries! For those moments when you need cash, Chime has access to over 60,000 fee-free ATMs1 all across the country. The question is: how do you find one?
How to find in-network ATMs near me
We’ve all heard that piece of advice: “Want to save on ATM fees? Then don’t use ATMs outside your card’s network!” But one challenge to finding an ATM or cash back location with any card provider is locating one within your card’s network.
It’s not always easy to figure out which machines will work with your card. Fortunately, Chime takes the hassle out of finding the right ATM.
There are two ways for Chime customers to find ATMs and cash back locations:
- By searching in the app
- With the ATM Finder on Chime’s website
How to find ATMs and cash back locations in the app
The Chime app is the go-to solution for most members when they need cash in their area. Finding ATMs in the app takes just a moment – all you have to do is:
- Open the Chime app and log into your account.
- Tap ATM Map to find ATM and cash back locations.
- When prompted, type in your location (or allow your device to share your location with the app automatically).
A list of nearby locations will pop up. The app orders the locations from closest to furthest away so you can get to the right one as soon as possible.
You can also filter your results to see ATMs that are open now. Choose the location that works best for you, and head on over!
Using the ATM Finder
So, you stayed at a friend’s house and left your phone charger at home, and now you need some cash before you head back home. What do you do if you can’t use the app and need to find an ATM?
- Visit the Chime ATM page.
- Type in your ZIP code or city and state, or allow your device to share your location with Chime.
- The ATM Finder will show you a map of nearby ATMs. Choose the best location for you, and get your money!
What are fee-free ATMs for Chime members?
You can find fee-free ATMs and cash back locations for Chime at many major retailers. CVS, Target, 7-Eleven, Walgreens, and Circle K are just a few examples of retailers where you’ll find Chime ATMs or where you’ll be able to get cash back when you need it.
As an added bonus, you can also deposit cash at any Walgreens location without paying a fee.2
Don’t have any of these retailers nearby? No worries. Just check the Chime app or website for other locations. With 60,000+ ATMs and 75,000+ cash back locations available, you’ll be surprised at just how convenient Chime is.
Benefits of in-network ATMs
There are many reasons why you should become a member of the Chime family and reap the rewards of the in-network ATMs. These benefits include:
- Fee-free ATM cash withdrawals¹
- Ability to check your Checking Account balance information
- Wide network of cash back locations
- Free cash deposits at Walgreens²
- A larger ATM network than the top three national banks combined
By becoming a Chime member, you’ll have access to other helpful benefits like early direct deposit and customizable debit card security.
What ATMs are fee-free with Chime?
Any ATM in-network for Chime is fee-free for cash withdrawals and balance checks. You can find ATMs for Chime through the app or website, but you can also identify them by signage and network listings on the machines themselves.
MoneyPass ATMs in 7-Eleven, Allpoint, and Visa Plus Alliance ATMs are available to Chime members for fee-free transactions. Typically, these ATMs will feature the MoneyPass, Allpoint, or Visa Plus Alliance logos on their signage.
Where can I deposit cash for Chime?
Cash deposits to Chime are always free at Walgreens.² If you can’t get to Walgreens, you can deposit funds at several other locations. These stores include:
|Family Dollar||CVS||Rite Aid||Pilot Travel Centers/Flying J Truck Stops|
|Holiday Station Stores||Circle K Stores||GPM Investments||Sheetz Incorp|
|TA Operating LLC (Travel Centers of America)||Royal Farms||Cumberland Farm Groups||Kwik Trip Inc, and Krause Gentle (Kum & Go)|
The retailer that receives your cash will be responsible to transfer the funds for deposit into your Chime Checking Account. Cash deposit fees may apply if using a retailer other than Walgreens.
If you’re unsure if a location will accept Chime deposits, check the Chime website or app to verify a cash deposit location.
Note: there may be limits on how much money each store will allow you to deposit at a given time or within a certain timeframe.
Can I withdraw money from Chime at an ATM?
Yes! You can withdraw money from your Chime card at any ATM, although ATMs that are not in-network for Chime will likely charge a fee for cash withdrawals. Chime also charges a $2.50 ATM fee on out-of-network withdrawals.
How much can you withdraw from an ATM?
Chime members have a $515 per day cash withdrawal limit with no limit on the number of withdrawals.
Need more? Try our in-store cash-back options.
What bank is associated with Chime?
Chime’s bank partners are The Bancorp Bank, N.A. and Stride Bank, N.A. Both of these banks are FDIC-insured.
Chime isn’t a bank and isn’t involved in the flow of funds. It’s a fintech company that partners with banks that provide savings and checking accounts. Chime delivers a user-friendly mobile banking and online banking experience, along with technical support for our banking partners.
What do I do if I'm accidentally charged an ATM fee?
If you believe you were charged an ATM fee accidentally, please message us through the Chime app. Find out how to contact Chime customer support with any issues with your account.
We’re always happy to assist in reversing fees if they were applied to your account incorrectly.
Chime makes ATMs simple
With access to over 60,000 fee-free ATMs, Chime makes it easy for our members to withdraw cash or check their account balance without worrying about extra fees. Members also enjoy free cash deposits at Walgreens. We have your back if you need some extra cash for the weekend.
Find out how to find a cash deposit location near you.