Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.
Chime Checkbook: While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.
By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.
Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).
Third-party trademarks referenced for informational purposes only; no endorsements implied.
1 Information from Experian’s "What’s the Smallest Personal Loan I Can Get?" as of May 25, 2024: https://www.experian.com/blogs/ask-experian/what-is-smallest-personal-loan-i-can-get/
2 Information from Experian’s "How to “Fix” a Bad Credit Score"as of May 25, 2024: https://www.experian.com/blogs/ask-experian/credit-education/improving-credit/how-to-fix-a-bad-credit-score/
3 Information from Avant’s "Pursue Your Goals With A Personal Loan" as of May 25, 2024: https://www.avant.com/personal-loans/
4 Information from Discover’s "Discover® Personal Loans" as of May 25, 2024: https://www.discover.com/personal-loans/
5 Information from LightStream’s "Personal loans" as of May 25, 2024: https://www.lightstream.com/consumer-loans
6 Information from Forbes Advisor’s "LightStream Personal Loans Review" 2023 as of May 25, 2024: https://www.forbes.com/advisor/personal-loans/lightstream-personal-loans-review/
7 Information from SoFi’s "Compare Rates and Terms" as of May 25, 2024: https://www.sofi.com/personal-loans/personal-loan-rates/
8 Information from SoFi’s "Personal loans" as of May 25, 2024: https://www.sofi.com/personal-loans/
9 Information from Navy Federal Credit Union’s "Personal and Home Improvement Loans" as of May 25, 2024: https://www.navyfederal.org/loans-cards/personal-loans.html
10 Information from Upstart’s "A personal loan for your personal needs" as of May 25, 2024: https://www.upstart.com/personal-loans
11 Information from Upstart’s "What are my payment obligations?" as of May 25, 2024: https://upstarthelp.upstart.com/making-loan-payments/what-are-my-payment-obligations
12 Information from Wells Fargo’s "Reach your goals with a personal loan" as of May 25, 2024: https://www.wellsfargo.com/personal-loans/
13 Information from Experian’s "What Credit Score Is Needed for a Personal Loan?" as of May 25, 2024: https://www.experian.com/blogs/ask-experian/what-credit-score-is-needed-for-a-personal-loan/
14 Information from Experian’s "How to “Fix” a Bad Credit Score" as of May 25, 2024: https://www.experian.com/blogs/ask-experian/credit-education/improving-credit/how-to-fix-a-bad-credit-score/
15 Information from Loanry’s "How Much Income Do You Need to Get a Personal Loan" as of May 25, 2024: https://www.loanry.com/blog/how-much-income-do-you-need-to-get-a-personal-loan/
16 Information from Credible’s "Low-Income Loans: Personal Loans for a Tight Budget" as of May 25, 2024: https://www.credible.com/blog/personal-loan/low-income-loans/
17 Information from Discover’s "What is Debt-to-Income Ratio?" as of May 25, 2024: https://www.discover.com/personal-loans/resources/learn-about-personal-loans/debt-to-income-ratio/
18 Information from Investopedia's "What Are Personal Loan Eligibility Requirements?" as of May 25, 2024: https://www.investopedia.com/what-are-the-eligibility-requirements-for-a-personal-loan-7692887
19 Information from Bankrate's "What documentation is required for personal loans?" as of May 25, 2024: https://www.bankrate.com/loans/personal-loans/documents-required-for-personal-loan/
20 Information from Investopedia's "Origination Fee: Definition, Average Cost, and Ways to Save" as of May 25, 2024: https://www.investopedia.com/terms/o/origination-fee.asp
Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
© 2013-2025 Chime Financial, Inc. All rights reserved.