Get paid up to 2 days early¹ with direct deposit

Are you wondering how to get paid early when you’re in a pinch? Some banks, credit unions, and fintech companies have started offering an early paycheck feature for their checking accounts, also called early direct deposit. For example, when you set up direct deposit for your Chime Checking Account, you can get your whole paycheck up to two days early.¹

Multiple banking apps now let you get paid early, which can help you stay on top of bills and have your money faster. To see what institutions offer early access to your paycheck, visit their respective websites.

With a Chime Checking Account, you can set up early direct deposit in the Chime app to access your entire paycheck up to two days early¹ – with no fees in sight.

Some banks, credit unions, and fintech companies offer early direct deposit, which lets members get paid up to two days early. Chime is one such company that provides access to a wide range of banking services, including Get Paid Early.

When you sign up for a Chime Checking Account and set up direct deposit, you’ll automatically unlock the power of Chime early direct deposit.

To set up direct deposit, you usually just need to supply your employer or payroll provider with your bank account number and routing number. Once you have successfully enrolled in direct deposit, your payroll provider can make payments directly into your checking account electronically, without mailing a paper check.

You might set up direct deposit with an employer, companies you work with as a contractor, or even the U.S. government for tax refunds or Social Security benefits.

Setting up direct deposit with Chime is easy. Just launch the Chime app, tap Move Money and then Move your direct deposit. Here, you can copy your account and routing numbers to share with your payroll provider.

Chime can also email you a completed direct deposit form for you to hand in to your employer when you tap Get completed form. Even better: Some eligible employers are already connected in the Chime app. Just tap Find Employer and follow the prompts on your screen.

Not big on mobile? You can log in to your Chime account online to access your account and routing numbers and to print or download a direct deposit form – whichever is easier for you.

Chime’s get paid early feature means you’ll get your paycheck as soon as Chime receives it from your employer. For many, that’s up to two days early direct deposit¹ compared to some traditional banks.

When you set up direct deposit in the Chime app or online, your paycheck will be available as soon as Chime receives it. That’s often up to two days earlier¹ than you’d get it at some traditional financial institutions.

Chime processes and posts direct deposits as soon as they come in. You’ll get a push notification and an email so you can start spending and saving right away.

If you’re expecting a direct deposit but haven’t seen it in your account, reach out to your payroll provider to see when they processed it. Direct deposits go through a few steps between the payment provider and the destination checking account. If your employer has processed the paycheck but it’s not in your Chime account, it’s still going through these steps. Don’t stress: Chime will deposit the funds as soon as they’re available.

Remember, direct deposits are only processed during the week (Monday through Friday), so if it’s Saturday or Sunday, wait until Monday to see if your paycheck arrives. Holidays can also delay payment. Chime observes all federal and bank holidays.

Chime lets members get paid early with early direct deposit. Just set up direct deposit for your Chime Checking Account. As soon as your paycheck comes through, Chime will make the money available in your account. This is often up to two days earlier¹ than it is at some traditional banks.