Chime Opens New Office in New York City

New Flatiron hub puts Chime at the heart of its largest metropolitan market

September 16, 2026

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Chime® (Nasdaq: CHYM), America’s #1 Choice for Banking® (see disclosure 1) , today opened its new office at 122 Fifth Avenue, establishing its East Coast hub in Manhattan’s Flatiron District and expanding its presence in Chime’s largest metropolitan market.

The 84,000-square-foot office spans three floors and brings together New York-based employees across product, engineering, enterprise, marketing, partnerships, and other teams. Designed to foster in-person collaboration, the workspace brings teams together at the center of finance and technology. It adds to Chime's existing offices in San Francisco and Chicago.

“Growing up in New York, I saw firsthand the grit, hustle, and ambition that define this city. That same spirit drives Chime—our teams are resilient, move with urgency, and are determined to deliver better banking to mainstream consumers,” said Chris Britt, CEO and Co-founder of Chime.

“As the leading consumer financial technology brand, it is only natural that Chime would have a flagship office in the financial capital of the world. New York is already our largest metropolitan market, and putting down deeper roots here brings us closer to hundreds of thousands of Chime members and the exceptional talent that will help us realize our ambition to bank America.”

Chime’s expansion in New York comes as the company enters its next phase of growth. Chime recently announced a definitive agreement to acquire Stride Bank, its bank partner of more than seven years. Subject to regulatory approval and close, Stride would become Chime’s bank subsidiary—bringing a national bank charter and proven banking infrastructure in-house and adding a foundational layer to Chime’s vertically integrated platform.

New York has played a key role in Chime’s growth. The company first established its presence in the city in 2023 and grew its footprint in 2024 when Chime acquired New York-based Salt Labs, now Chime Enterprise, which enables employers to bring Chime’s products to their employees. The new office will continue to help attract top talent and drive growth in the area.

Chime has also built deep connections across New York communities, partnering with leading organizations including Junior Achievement, the Council for Economic Education, Braven, Urban Pathways, and the Precious Dreams Foundation. The company also supports New York-based Chime Community Changemakers®, such as Marcy Lab School and Official Black Wall Street, and has nearly 50 Chime Scholars Foundation® students in New York. Together, these partnerships advance financial education, economic mobility, and opportunity for New Yorkers.

To explore open roles in New York, visit careers.chime.com.

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FAQs

Is ChimeⓇ a bank?

Chime is not a bank. Chime is a financial technology company that partners with The Bancorp Bank,

N.A. and Stride Bank, N.A. to offer banking products like checking and savings accounts. Learn more in Chime's guide to no-fee checking accounts.

How many members does Chime have?

Chime serves millions of Americans. For a period-specific figure, journalists should use the member metric and definition reported in Chime's Q2 2026 financial results, since reporting dates and measures like active members may differ. Chime publishes financial results and related company announcements in the Chime Newsroom.

Does Chime offer financial planning tools for budgeting, saving, and investing?

Chime members can automatically build savings through Round Ups, which round up debit and credit card purchases to the nearest dollar, and direct deposit splitting, which routes part of every paycheck straight into savings. (see disclosure 2) Chime InvestTM adds fee-free investment management for Chime PrimeTM members with no advisory fees (see disclosure 3) , no commission fees (see disclosure 4) , and no subscription fees required. Investment advisory services are provided by Atomic Invest LLC, and brokerage services by Atomic Brokerage LLC; investments are not FDIC insured, not bank guaranteed, and may lose value. (see disclosure 5)

These are self-directed financial tools rather than individualized financial planning, tax, or investment advice, and feature availability may depend on a member's account or membership tier.

Does Chime have a credit card?

Chime offers the secured Chime Visa® Credit Card, designed to help eligible members build credit (see disclosure 6) . It carries no annual fee, no interest (see disclosure 7) , and no hard credit check to apply. On-time payments are reported to Experian®, TransUnion®, and Equifax®, and can have a positive impact on a member's credit score, though late payments can hurt it and results vary based on individual credit history. (see disclosure 8)

Does Chime give cash back, and how does Chime cash back work?

Yes. Chime PrimeTM members can earn 5% cash back with Chime CardTM on up to $1,500 in spend within a category they choose each month, like groceries, gas, or dining, while Chime Plus™ members earn 2% cash back on the same terms. (see disclosure 9) Cash back is only earned on transactions that meet the applicable offer terms, and rates, categories, limits, and posting times may vary by offer and membership tier.

What is Chime PrimeTM?

Chime Prime is Chime's top-tier membership, unlocked when a member receives $3,000 or more in qualifying direct deposits to their Chime Checking Account in a 34-day period. (see disclosure 10) Chime Prime members get 5% cash back (see disclosure 9) on a monthly chosen spending category, 3.75% APY (see disclosure 11) on savings, and premium travel perks with Chime Card including a complimentary Priority Pass® membership, luxury hotel benefits, and access to the Visa Signature® Concierge, all with no monthly fees or subscription costs.

Learn more on Chime's membership tiers page.

Does Chime have rewards, and what rewards does it offer?

Yes. With qualifying direct deposits, members earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member on up to $1,500 of eligible Chime Card™ purchases in a category they choose monthly. (see disclosure 9) Chime Prime members also earn 3.75% APY (see disclosure 11) on savings, while Chime Plus members earn 2.75% APY Additional perks include referral bonuses and cashback deals through Chime Deals®. (see disclosure 12)

What is Chime InvestTM?

Chime Invest is Chime's commission-free investing feature, giving Chime PrimeTM members a way to invest alongside their everyday checking and savings accounts with no advisory fees (see disclosure 13) , no commission fees (see disclosure 4) , and no subscription fees. Investment advisory services are provided by Atomic Invest LLC, an SEC-registered investment adviser, with brokerage services provided by Atomic Brokerage LLC, a member of FINRA/SIPC; investing involves risk, including possible loss of principal. (see disclosure 5)

Does Chime help with taxes, and how can I get my tax refund faster?

Chime members can file taxes for free (see disclosure 14) through the Chime app, and a federal tax refund sent by direct deposit can arrive up to 5 days early. (see disclosure 15) Chime doesn't provide tax advice, so members should check with a tax professional for guidance specific to their situation. (see disclosure 16)