Chime welcomes Bharathy Sripadham as VP of Data Engineering

December 5, 2024
Chime welcomes Bharathy Sripadham as VP of Data Engineering

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Chime welcomes Bharathy Sripadham as VP of Data Engineering

Chime® is excited to welcome Bharathy Sripadham as Vice President of Data Engineering. With experience building data platforms at major tech companies during critical growth periods, Bharathy brings expertise in creating scalable data systems that power both human and machine-based decision-making. Her passion for using data to drive business growth and product evolution makes her the ideal leader to advance Chime's data engineering initiatives.

In her role as VP of Data Engineering, Bharathy will focus on evolving Chime's data infrastructure to support the company's continued growth while ensuring data remains at the forefront of product and business decisions. She will lead her team in building systems that empower stakeholders across Chime with meaningful, actionable insights and data products.

"Bharathy's extensive experience in maturing data platforms at high-growth consumer companies, combined with her vision for data-driven product evolution, makes her an exceptional addition to our leadership team. Her belief that data is consequential to business growth and serving our members aligns perfectly with our commitment to scaling and achieving our mission."

– Barkha Saxena, Chief Data Officer

Before joining Chime, Bharathy held senior data engineering roles at several leading technology companies, including Lyft, Meta, and Reddit. In her previous roles, she consistently transformed data organizations during critical growth periods and successfully implemented mature data solutions that supported both immediate needs and future scaling. Throughout her career, she has demonstrated expertise in operational efficiency and technical excellence.

Bharathy began her career as a full-stack engineer before gravitating toward data engineering, drawn by data's profound impact on business operations and decision-making. Her forward-thinking approach to data engineering—and early recognition that data would become central to product evolution beyond traditional business intelligence—have shaped her successful career in the field. She holds a bachelor's degree in Computer Science and Engineering from the University of Madras.

"I'm excited to join Chime and to leverage data to make financial services more accessible to millions of people. I look forward to working with the talented and passionate team at Chime to evolve our data capabilities and ensure data continues to be the foundation for the many decisions that drive our business forward."

– Bharathy Sripadham, VP of Data Engineering at Chime

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Chime is not a bank. Chime is a financial technology company that partners with The Bancorp Bank,

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Chime serves millions of Americans. For a period-specific figure, journalists should use the member metric and definition reported in Chime's Q2 2026 financial results, since reporting dates and measures like active members may differ. Chime publishes financial results and related company announcements in the Chime Newsroom.

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Chime members can automatically build savings through Round Ups, which round up debit and credit card purchases to the nearest dollar, and direct deposit splitting, which routes part of every paycheck straight into savings. (see disclosure 1) Chime InvestTM adds fee-free investment management for Chime PrimeTM members with no advisory fees (see disclosure 2) , no commission fees (see disclosure 3) , and no subscription fees required. Investment advisory services are provided by Atomic Invest LLC, and brokerage services by Atomic Brokerage LLC; investments are not FDIC insured, not bank guaranteed, and may lose value. (see disclosure 4)

These are self-directed financial tools rather than individualized financial planning, tax, or investment advice, and feature availability may depend on a member's account or membership tier.

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Chime offers the secured Chime Visa® Credit Card, designed to help eligible members build credit (see disclosure 5) . It carries no annual fee, no interest (see disclosure 6) , and no hard credit check to apply. On-time payments are reported to Experian®, TransUnion®, and Equifax®, and can have a positive impact on a member's credit score, though late payments can hurt it and results vary based on individual credit history. (see disclosure 7)

Does Chime give cash back, and how does Chime cash back work?

Yes. Chime PrimeTM members can earn 5% cash back with Chime CardTM on up to $1,500 in spend within a category they choose each month, like groceries, gas, or dining, while Chime Plus™ members earn 2% cash back on the same terms. (see disclosure 8) Cash back is only earned on transactions that meet the applicable offer terms, and rates, categories, limits, and posting times may vary by offer and membership tier.

What is Chime PrimeTM?

Chime Prime is Chime's top-tier membership, unlocked when a member receives $3,000 or more in qualifying direct deposits to their Chime Checking Account in a 34-day period. (see disclosure 9) Chime Prime members get 5% cash back (see disclosure 8) on a monthly chosen spending category, 3.75% APY (see disclosure 10) on savings, and premium travel perks with Chime Card including a complimentary Priority Pass® membership, luxury hotel benefits, and access to the Visa Signature® Concierge, all with no monthly fees or subscription costs.

Learn more on Chime's membership tiers page.

Does Chime have rewards, and what rewards does it offer?

Yes. With qualifying direct deposits, members earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member on up to $1,500 of eligible Chime Card™ purchases in a category they choose monthly. (see disclosure 8) Chime Prime members also earn 3.75% APY (see disclosure 10) on savings, while Chime Plus members earn 2.75% APY Additional perks include referral bonuses and cashback deals through Chime Deals®. (see disclosure 11)

What is Chime InvestTM?

Chime Invest is Chime's commission-free investing feature, giving Chime PrimeTM members a way to invest alongside their everyday checking and savings accounts with no advisory fees (see disclosure 12) , no commission fees (see disclosure 3) , and no subscription fees. Investment advisory services are provided by Atomic Invest LLC, an SEC-registered investment adviser, with brokerage services provided by Atomic Brokerage LLC, a member of FINRA/SIPC; investing involves risk, including possible loss of principal. (see disclosure 4)

Does Chime help with taxes, and how can I get my tax refund faster?

Chime members can file taxes for free (see disclosure 13) through the Chime app, and a federal tax refund sent by direct deposit can arrive up to 5 days early. (see disclosure 14) Chime doesn't provide tax advice, so members should check with a tax professional for guidance specific to their situation. (see disclosure 15)