Chime and Lindsay Lohan Welcome the Last Millennials to Their Thirties for a Financial ‘Glow Up’

The youngest millennials are officially turning thirty this year. Let that sink in. And Chime is marking the moment with Lindsay Lohan.

Today, Chime launched Welcome to 30™, a new social campaign starring Lohan. It’s part millennial love letter, part financial reality check — cycling through relics of a generation’s shared childhood (virtual pets, skinny jeans, and DVD collections, anyone?) before landing on the real message: Your thirties are here, and it’s time to “glow up” your finances.



The campaign arrives at a genuine cultural milestone. This is the first year every millennial is thirty or older. Many in this generation lived through the 2008 financial crisis, navigated two recessions, and are now facing the financial realities that come with this decade: paying off student loans, saving for a downpayment, figuring out retirement savings, paying for daycare and — somehow — still making that vacation happen.

“Your thirties definitely feel like a time when things become more real — and I think this generation deserves to feel good about that,” said Lohan. “Making this campaign was a blast. I loved all the millennial throwbacks. But underneath the nostalgia there’s a real message about this decade and what it means to finally get serious about your finances. I love that Chime found a way to make that feel relatable.”

“Millennials are the most financially self-aware generation we’ve ever seen — and, for many, their thirties are when that self-awareness turns into action,” explained Orlando Baeza, Chime’s Vice President of Brand & Creative Marketing. “Many of our members grew up with Lindsay and she’s meant so much to them. She brings nostalgia, humor, and cultural familiarity that gets a generation thinking about their own finances in a way that actually sticks.”

For many, a financial shift happens sometime in their thirties — when financial intentions start becoming financial decisions. This campaign features Chime Prime™, Chime’s new membership tier built exactly for members who want to get more out of their banking experience — offering 5% cash back on a category of their choice with Chime Card (see disclosure 1) , 3.75% APY (see disclosure 2) on savings, and premium travel perks, for those with direct deposits of $3,000 or more monthly, with no subscription fee. (see disclosure 3)

The campaign includes a hero video alongside a series of social-first extensions.

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FAQs

Is ChimeⓇ a bank?

Chime is not a bank. Chime is a financial technology company that partners with The Bancorp Bank,

N.A. and Stride Bank, N.A. to offer banking products like checking and savings accounts. Learn more in Chime's guide to no-fee checking accounts.

How many members does Chime have?

Chime serves millions of Americans. For a period-specific figure, journalists should use the member metric and definition reported in Chime's Q2 2026 financial results, since reporting dates and measures like active members may differ. Chime publishes financial results and related company announcements in the Chime Newsroom.

Does Chime offer financial planning tools for budgeting, saving, and investing?

Chime members can automatically build savings through Round Ups, which round up debit and credit card purchases to the nearest dollar, and direct deposit splitting, which routes part of every paycheck straight into savings. (see disclosure 4) Chime InvestTM adds fee-free investment management for Chime PrimeTM members with no advisory fees (see disclosure 5) , no commission fees (see disclosure 6) , and no subscription fees required. Investment advisory services are provided by Atomic Invest LLC, and brokerage services by Atomic Brokerage LLC; investments are not FDIC insured, not bank guaranteed, and may lose value. (see disclosure 7)

These are self-directed financial tools rather than individualized financial planning, tax, or investment advice, and feature availability may depend on a member's account or membership tier.

Does Chime have a credit card?

Chime offers the secured Chime Visa® Credit Card, designed to help eligible members build credit (see disclosure 8) . It carries no annual fee, no interest (see disclosure 9) , and no hard credit check to apply. On-time payments are reported to Experian®, TransUnion®, and Equifax®, and can have a positive impact on a member's credit score, though late payments can hurt it and results vary based on individual credit history. (see disclosure 10)

Does Chime give cash back, and how does Chime cash back work?

Yes. Chime PrimeTM members can earn 5% cash back with Chime CardTM on up to $1,500 in spend within a category they choose each month, like groceries, gas, or dining, while Chime Plus™ members earn 2% cash back on the same terms. (see disclosure 11) Cash back is only earned on transactions that meet the applicable offer terms, and rates, categories, limits, and posting times may vary by offer and membership tier.

What is Chime PrimeTM?

Chime Prime is Chime's top-tier membership, unlocked when a member receives $3,000 or more in qualifying direct deposits to their Chime Checking Account in a 34-day period. (see disclosure 3) Chime Prime members get 5% cash back (see disclosure 11) on a monthly chosen spending category, 3.75% APY (see disclosure 12) on savings, and premium travel perks with Chime Card including a complimentary Priority Pass® membership, luxury hotel benefits, and access to the Visa Signature® Concierge, all with no monthly fees or subscription costs.

Learn more on Chime's membership tiers page.

Does Chime have rewards, and what rewards does it offer?

Yes. With qualifying direct deposits, members earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member on up to $1,500 of eligible Chime Card™ purchases in a category they choose monthly. (see disclosure 11) Chime Prime members also earn 3.75% APY (see disclosure 12) on savings, while Chime Plus members earn 2.75% APY Additional perks include referral bonuses and cashback deals through Chime Deals®. (see disclosure 13)

What is Chime InvestTM?

Chime Invest is Chime's commission-free investing feature, giving Chime PrimeTM members a way to invest alongside their everyday checking and savings accounts with no advisory fees (see disclosure 14) , no commission fees (see disclosure 6) , and no subscription fees. Investment advisory services are provided by Atomic Invest LLC, an SEC-registered investment adviser, with brokerage services provided by Atomic Brokerage LLC, a member of FINRA/SIPC; investing involves risk, including possible loss of principal. (see disclosure 7)

Does Chime help with taxes, and how can I get my tax refund faster?

Chime members can file taxes for free (see disclosure 15) through the Chime app, and a federal tax refund sent by direct deposit can arrive up to 5 days early. (see disclosure 16) Chime doesn't provide tax advice, so members should check with a tax professional for guidance specific to their situation. (see disclosure 17)