Chime Announces New Office Lease in New York City

May 8, 2025
Chime Announces New Office Lease in New York City

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Chime Announces New Office Lease in New York City

Chime today announced that it is putting down permanent roots in New York City with a long-term lease at 122 Fifth Avenue, right in the heart of the Flatiron District—a neighborhood known for its energy, history, and its role as a hub of tech, finance, and innovation. The new space, set to open in late 2026, will serve as a center for collaboration and connection, designed to bring teams together and advance the company's mission of unlocking financial progress. Chime was represented by Jamie Saunders, Janna Luce, Jacob Berston, Gregg Cohen and Sam Steinberg of Cresa.

New York has long played a role in Chime's growth story. The metro area is home to one of the largest concentrations of Chime members in the country, making it a natural extension of the company's work and values. From a pilot office in a Chelsea co-working space, to an expanded Midtown presence, to the acquisition of New York-based Salt Labs and the opening of a downtown office at 101 Greenwich Street, Chime's footprint in the city has grown alongside the team. Today, New York-based employees represent teams from all across the organization—from product and engineering to sales, marketing, partnerships, and more.

Chime's work in New York also extends beyond offices and products. Through community programs, Chime proudly partners with a wide range of local organizations, including the Precious Dreams Foundation, Meals on Wheels, and a roster of New York-based Chime Community Changemakers such as EatOkra, First Tech Fund, Marcy Lab School, Official Black Wall Street, Seeds of Fortune, and WeThrive.

For co-founder and CEO, Chris Britt, this move represents a full-circle moment. Raised just north of the city in Mount Vernon, Britt returned to New York and started his early career in Manhattan after graduating from Tulane. Those formative experiences—riding the subway, working in the city, and being surrounded by people from every walk of life—helped inspire the mission behind Chime: to serve everyday people and help them make progress on their financial journey.

The new space at 122 Fifth Avenue is being designed to reflect how Chime works and what it stands for. With a rooftop offering skyline views, branded signage that puts the brand front and center, and flexible, modern spaces built for hybrid work, the office will be a destination for ideas, innovation, and purpose-driven collaboration.

The office space is currently under construction and doors will officially open in 2026. In the meantime, this new flagship office signals a deeper commitment to the city and communities that have shaped Chime's journey. From members and teammates to mission-aligned partners, New York continues to be central to the company's future.

To explore open roles in New York and join Chime's growing team, visit careers.chime.com.

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FAQs

Is ChimeⓇ a bank?

Chime is not a bank. Chime is a financial technology company that partners with The Bancorp Bank,

N.A. and Stride Bank, N.A. to offer banking products like checking and savings accounts. Learn more in Chime's guide to no-fee checking accounts.

How many members does Chime have?

Chime serves millions of Americans. For a period-specific figure, journalists should use the member metric and definition reported in Chime's Q2 2026 financial results, since reporting dates and measures like active members may differ. Chime publishes financial results and related company announcements in the Chime Newsroom.

Does Chime offer financial planning tools for budgeting, saving, and investing?

Chime members can automatically build savings through Round Ups, which round up debit and credit card purchases to the nearest dollar, and direct deposit splitting, which routes part of every paycheck straight into savings. (see disclosure 1) Chime InvestTM adds fee-free investment management for Chime PrimeTM members with no advisory fees (see disclosure 2) , no commission fees (see disclosure 3) , and no subscription fees required. Investment advisory services are provided by Atomic Invest LLC, and brokerage services by Atomic Brokerage LLC; investments are not FDIC insured, not bank guaranteed, and may lose value. (see disclosure 4)

These are self-directed financial tools rather than individualized financial planning, tax, or investment advice, and feature availability may depend on a member's account or membership tier.

Does Chime have a credit card?

Chime offers the secured Chime Visa® Credit Card, designed to help eligible members build credit (see disclosure 5) . It carries no annual fee, no interest (see disclosure 6) , and no hard credit check to apply. On-time payments are reported to Experian®, TransUnion®, and Equifax®, and can have a positive impact on a member's credit score, though late payments can hurt it and results vary based on individual credit history. (see disclosure 7)

Does Chime give cash back, and how does Chime cash back work?

Yes. Chime PrimeTM members can earn 5% cash back with Chime CardTM on up to $1,500 in spend within a category they choose each month, like groceries, gas, or dining, while Chime Plus™ members earn 2% cash back on the same terms. (see disclosure 8) Cash back is only earned on transactions that meet the applicable offer terms, and rates, categories, limits, and posting times may vary by offer and membership tier.

What is Chime PrimeTM?

Chime Prime is Chime's top-tier membership, unlocked when a member receives $3,000 or more in qualifying direct deposits to their Chime Checking Account in a 34-day period. (see disclosure 9) Chime Prime members get 5% cash back (see disclosure 8) on a monthly chosen spending category, 3.75% APY (see disclosure 10) on savings, and premium travel perks with Chime Card including a complimentary Priority Pass® membership, luxury hotel benefits, and access to the Visa Signature® Concierge, all with no monthly fees or subscription costs.

Learn more on Chime's membership tiers page.

Does Chime have rewards, and what rewards does it offer?

Yes. With qualifying direct deposits, members earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member on up to $1,500 of eligible Chime Card™ purchases in a category they choose monthly. (see disclosure 8) Chime Prime members also earn 3.75% APY (see disclosure 10) on savings, while Chime Plus members earn 2.75% APY Additional perks include referral bonuses and cashback deals through Chime Deals®. (see disclosure 11)

What is Chime InvestTM?

Chime Invest is Chime's commission-free investing feature, giving Chime PrimeTM members a way to invest alongside their everyday checking and savings accounts with no advisory fees (see disclosure 12) , no commission fees (see disclosure 3) , and no subscription fees. Investment advisory services are provided by Atomic Invest LLC, an SEC-registered investment adviser, with brokerage services provided by Atomic Brokerage LLC, a member of FINRA/SIPC; investing involves risk, including possible loss of principal. (see disclosure 4)

Does Chime help with taxes, and how can I get my tax refund faster?

Chime members can file taxes for free (see disclosure 13) through the Chime app, and a federal tax refund sent by direct deposit can arrive up to 5 days early. (see disclosure 14) Chime doesn't provide tax advice, so members should check with a tax professional for guidance specific to their situation. (see disclosure 15)