Just in time for tax season, Chime is offering its in-app tax filing pilot program for free¹ to even more members. After early success with the pilot launch, the all-new tax feature is now available to millions more Chime members, showing members are eager for a seamless tax filing option that is truly free.
“Many companies make it feel like their tax filing product is free, but everyday people end up facing a ton of hidden fees — we heard from our members that many of them were even paying $70 or more to file their taxes. At Chime, we believe that everyone should have access to the very best financial services. Offering a free and convenient way for our members to file their taxes is just one of the many ways to have our members’ backs. So far, the reception has been really positive. We’re proud to help our members get their taxes done faster and get their refunds back sooner.”
– Madhu Muthukumar, Chief Product Officer
Directly through the Chime app – which boasts more than 1M 5-star reviews² – members can file both state and federal taxes completely free with a maximum refund guaranteed.⁵ Eligible members will receive an in-app notification to let them know they’re eligible to use the tax filing experience as a part of the pilot.
To offer this new feature, Chime partnered with Column Tax and april, registered tax e-file providers, to provide eligible members with the opportunity to file their personal state and federal tax returns directly through the Chime app.
Prepare and file their taxes directly in the app
For members with access to the feature, filing can be done in just a few clicks, right from their Chime app home screen.
File their taxes for free
Filing taxes through Chime is truly free. There are no surprise costs, and no upsell depending on your tax situation.
File their taxes within minutes
It’s fast. Members can prepare and file their personal return through Chime’s app in minutes.
Get their maximum refund
Members using Chime’s in-app tax feature are guaranteed their maximum possible refund. Max refund guarantee provided by Column Tax or april.
Get their federal tax refund up to six days early⁴
If a member decides to direct deposit with Chime, they can get their federal tax refund up to six days early. So far this tax year, Chime has already made more than $5 billion in tax refunds available to our members up to 6 days early.
Chime plans to roll out this in-app tax filing feature to all members for the 2024 tax year.
What members have to say
Members who’ve already used the new tax feature are giving it a thumbs-up.
After comparing Chime’s in-app experience to other tax filing products, members who used Chime’s said, “It was the easiest way I’ve done with any tax service,” and another shared, “There are so many types of tax filing platforms …. I tested out a couple, but none were as quick and easy …. Chime just won very easily.”
“Definitely [received my CA state refund] faster than any other tax companies we have used in the past,” one user said on Reddit.³
Chime’s commitment to fee-free financial solutions
Chime’s new embedded tax feature not only simplifies tax filing but also aligns with Chime’s mission of helping everyday people unlock financial progress by offering fee-free financial solutions to members. By enabling members to file their taxes for free directly through the app and early access to refunds, Chime aims to help members get ahead of financial goals even easier, and tax filing as seamless as possible.