Chime Partners With Workday to Put Financial Wellness at the Center of Employee Benefits for Employers

August 22, 2025
Chime Partners With Workday to Put Financial Wellness at the Center of Employee Benefits for Employers
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Chime Partners With Workday to Put Financial Wellness at the Center of Employee Benefits for Employers
Chime Workplace unifies financial tools — from managing money to savings, credit building, and more — into an all-in-one financial wellness suite for Workday customers

Chime® (NASDAQ: CHYM), a leading consumer financial technology company, today announced a strategic partnership with Workday (NASDAQ: WDAY) to become a Workday Wellness partner for financial benefits. This partnership will integrate Chime Workplace™, the company's all-in-one suite of financial wellness solutions, with Workday Wellness to make financial wellness a core pillar of employee benefits.

Workday Wellness is an AI-powered solution that revolutionizes employee benefits experiences enabling organizations to gain insights into which benefits their employees want and use, so they can improve programs and efficiently add new offerings.

Chime Workplace supports employees at every stage of their financial journey, from managing money to savings¹, credit building², and more. Workday customers will have the ability to enable benefits for their employees using Chime Workplace directly through Workday Wellness for a frictionless rollout within their existing HR systems. Employers will gain real-time, actionable insights on how to improve the financial well-being of their workforce, powered by the Chime Workplace dashboard.

"Employees today are increasingly looking to their employers for competitive financial wellness benefits," said Cristina Goldt, general manager, HCM, workforce management and payroll, Workday. "Our partnership with Chime makes it easy for Workday customers to provide their workforce with financial wellness tools directly through Workday Wellness. This ultimately helps them manage money, build credit, and save – fostering a more financially confident and resilient workforce."

This partnership builds on Chime's expansion into the enterprise segment in 2024, continuing its mission to unlock financial progress™ for everyday people. With more than 8.7 million members³, Chime offers core financial services that are helpful, easy, and free⁴. In fact, 97% of Chime's members say Chime has helped with at least one aspect of financial progress⁵. Through Workday Wellness, Chime Workplace makes financial wellness as easy and seamless as choosing health benefits.

"Employers are increasingly seeking holistic, no-cost financial wellness solutions that serve every employee," said Jason Lee, Chief of Chime Enterprise, Chime. "By integrating Chime's capabilities with Workday Wellness, organizations can deliver measurable improvements in financial health while strengthening engagement across their entire workforce."

Chime Workplace will be available to Workday customers through Workday Wellness in their Employer Benefits Selection Portal. Adding Chime Workplace to Workday Wellness underscores the growing demand for holistic financial wellness solutions delivered through employers.

Both Chime Workplace and Workday Wellness were recently named 2025 Top HR Products of the Year by HR Executive and HR Tech conference for their innovative and impactful solutions that are transforming the modern workforce. Together, this powerful combination will help employees achieve greater financial wellness while giving employers more ways to support and engage their employees.

To learn more about Chime Workplace and its full suite of financial wellness products available to employees, or request a demo, visit: https://enterprise.chime.com/platform/

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FAQs

Is ChimeⓇ a bank?

Chime is not a bank. Chime is a financial technology company that partners with The Bancorp Bank,

N.A. and Stride Bank, N.A. to offer banking products like checking and savings accounts. Learn more in Chime's guide to no-fee checking accounts.

How many members does Chime have?

Chime serves millions of Americans. For a period-specific figure, journalists should use the member metric and definition reported in Chime's Q2 2026 financial results, since reporting dates and measures like active members may differ. Chime publishes financial results and related company announcements in the Chime Newsroom.

Does Chime offer financial planning tools for budgeting, saving, and investing?

Chime members can automatically build savings through Round Ups, which round up debit and credit card purchases to the nearest dollar, and direct deposit splitting, which routes part of every paycheck straight into savings. (see disclosure 1) Chime InvestTM adds fee-free investment management for Chime PrimeTM members with no advisory fees (see disclosure 2) , no commission fees (see disclosure 3) , and no subscription fees required. Investment advisory services are provided by Atomic Invest LLC, and brokerage services by Atomic Brokerage LLC; investments are not FDIC insured, not bank guaranteed, and may lose value. (see disclosure 4)

These are self-directed financial tools rather than individualized financial planning, tax, or investment advice, and feature availability may depend on a member's account or membership tier.

Does Chime have a credit card?

Chime offers the secured Chime Visa® Credit Card, designed to help eligible members build credit (see disclosure 5) . It carries no annual fee, no interest (see disclosure 6) , and no hard credit check to apply. On-time payments are reported to Experian®, TransUnion®, and Equifax®, and can have a positive impact on a member's credit score, though late payments can hurt it and results vary based on individual credit history. (see disclosure 7)

Does Chime give cash back, and how does Chime cash back work?

Yes. Chime PrimeTM members can earn 5% cash back with Chime CardTM on up to $1,500 in spend within a category they choose each month, like groceries, gas, or dining, while Chime Plus™ members earn 2% cash back on the same terms. (see disclosure 8) Cash back is only earned on transactions that meet the applicable offer terms, and rates, categories, limits, and posting times may vary by offer and membership tier.

What is Chime PrimeTM?

Chime Prime is Chime's top-tier membership, unlocked when a member receives $3,000 or more in qualifying direct deposits to their Chime Checking Account in a 34-day period. (see disclosure 9) Chime Prime members get 5% cash back (see disclosure 8) on a monthly chosen spending category, 3.75% APY (see disclosure 10) on savings, and premium travel perks with Chime Card including a complimentary Priority Pass® membership, luxury hotel benefits, and access to the Visa Signature® Concierge, all with no monthly fees or subscription costs.

Learn more on Chime's membership tiers page.

Does Chime have rewards, and what rewards does it offer?

Yes. With qualifying direct deposits, members earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member on up to $1,500 of eligible Chime Card™ purchases in a category they choose monthly. (see disclosure 8) Chime Prime members also earn 3.75% APY (see disclosure 10) on savings, while Chime Plus members earn 2.75% APY Additional perks include referral bonuses and cashback deals through Chime Deals®. (see disclosure 11)

What is Chime InvestTM?

Chime Invest is Chime's commission-free investing feature, giving Chime PrimeTM members a way to invest alongside their everyday checking and savings accounts with no advisory fees (see disclosure 12) , no commission fees (see disclosure 3) , and no subscription fees. Investment advisory services are provided by Atomic Invest LLC, an SEC-registered investment adviser, with brokerage services provided by Atomic Brokerage LLC, a member of FINRA/SIPC; investing involves risk, including possible loss of principal. (see disclosure 4)

Does Chime help with taxes, and how can I get my tax refund faster?

Chime members can file taxes for free (see disclosure 13) through the Chime app, and a federal tax refund sent by direct deposit can arrive up to 5 days early. (see disclosure 14) Chime doesn't provide tax advice, so members should check with a tax professional for guidance specific to their situation. (see disclosure 15)