Terms and Conditions: In order for a Chime Member (“Member”) to receive a Limited-Edition Metal Chime Visa® Credit Card (“Metal Card”), the following conditions must be met: (1) receive an announcement email with subject line “[Credit Builder] Second chances are so metal. Look inside to see why” regarding the Metal Card Challenge (“Email”); and (2) make a total of forty (40) Qualifying Transactions of at least $1.00 or more to your Chime Credit Builder Visa® Credit Card (“Credit Card”) within sixty (60) days from receiving the Email (“Promotion Period”). There is a maximum of five (5) Qualifying Transactions in a calendar day based on Member’s local time zone. Each Member who meets the conditions will be awarded a Metal Card. Qualifying Transactions are defined as any debit to your Credit Builder Account using your Credit Card number except ATM withdrawals. Qualifying Transactions do not include payments towards your Credit Builder balance, adding money to your Credit Builder secured account, credits or refunds, or transactions using your Credit Builder secured account number, or transfers to, from, or through services such as PayPal, Apple Pay, GooglePay, Cashapp, or Venmo. Metal Card offer is valid only during the Promotion Period. The Metal Card will be shipped within approximately ten (10) business days after completion of the forty transactions. The Metal Card will take up to approximately fourteen (14) business days from shipping to be delivered. We’ll email you when your card is shipped! Member receiving the Metal Card will keep the same card number but its expiration date and security code (CVV) will be different. Member must provide this updated information to merchants to ensure auto-payments and recurring payment activity continues uninterrupted. Upon its expiration or if the Metal Card is lost, stolen, or damaged, Member will receive Chime’s standard replacement card. Chime reserves the right to cancel or modify the terms of this offer, or terminate Member’s eligibility, at any time with or without prior notice.

Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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