Invite Friends Terms and Conditions

In order for both the referred individual and the referring Chime member to each qualify for and receive the $50.00 referral reward, the following conditions must be met: The referred individual may not have previously opened a Chime Checking Account (“Account”); they must open a new Account between January 1, 2020 and December 31, 2020; they must open the new account using the referring Chime member’s unique referral link; and they must receive in the new Account a qualifying direct deposit of $200.00 or more within 45 days of opening. The qualifying direct deposit must be made by the referred individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits. Referring Chime member must be part of the “$50.00 for Payroll Direct Deposit” referral reward campaign in order for each party to be eligible for a reward. The reward is paid to each party within two (2) business days after qualifying funds are first deposited into the referred individual’s new Account. Members may earn no more than $1,000.00 in referral rewards per calendar year (January 1, 2020 – December 31, 2020). Referred individual acknowledges that payment of the reward will result in the member’s knowledge of the individual’s establishment of a new Account. Chime reserves the right to cancel or modify the terms of the referral reward offer or terminate the member’s eligibility at any time with or without prior notice. Credits of $10 or more will be reported on tax form 1099-INT for new member. Credits of $600 or more will be reported on tax form 1099-MISC for referring Chime member. Banking services are provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

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