Chime mobile banking app
Take your banking on the go
All the best features in one award-winning mobile app – with no monthly fees. Find out what makes Chime the #1 most loved banking app™.¹
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Member-first mobile banking
Why do members leave us so many five-star reviews? Because we give them the tools for a better financial future. Download the Chime app for Mobile Check Deposit, online bill pay, and instant transfers2 with Pay Anyone.
Mobile banking made easy
2 / 5
Deposit checks wherever you are3
Don’t feel like getting off the couch? No problem! Chime mobile check deposit lets you deposit money from home or on the go. Just snap a pic of the check in the app.
3 / 5
without the fees
Pay Anyone lets you safely send money to friends and family, even if they don’t have Chime! Transfers are instant2 – and fee-free.
4 / 5
Mobile payments welcome
Leave your wallet at home: The Chime mobile app supports mobile payment platforms like Apple Pay™, Google Wallet™, and Samsung Pay™.
5 / 5
Custom card security
Chime offers banking security features you can count on:
Freeze your debit card if it’s lost or stolen
Get instant transaction alerts with every purchase
Contact live agents for support – anytime, any day
Guard the app with two-factor and fingerprint authentication
Need cash fast?
Find a fee-free ATM near you in the Chime app. We have 60,000+ fee-free ATMs4 in our network – more than the top 3 national banks combined.
Mobile banking resources
Mobile check deposit3 is easyLearn how it works
Pay anyone without the feesFind out how
The Chime app offers everything you’d want out of a traditional banking experience but in one, easy-to-use mobile app that you can access wherever you are. Use the Chime app to check your account balances, deposit a check, send money to friends, and transfer funds between your Chime Checking and Chime Savings Accounts. You can even transfer money to and from an external bank account, integrate your Chime debit card with your mobile wallet, and find nearby ATMs for easy cash withdrawals.
Find out why more than 700,000 users gave the Chime app a five-star review when you open a Chime account.
Chime mobile deposit is one of the standout features of the Chime app. Just snap a photo of your paper check within the mobile banking app – from wherever you are. Chime members are eligible for mobile check deposit if they have received at least one qualifying direct deposit of $1 or more.
To use Chime mobile check deposit, launch the Chime app and tap “Move Money,” then “Mobile check deposit.” You’ll be asked to enter the check type and amount. You’ll then be prompted to take a photo of both sides of the check to upload it. Just remember to endorse the check before snapping the picture!
The typical Chime mobile check deposit time ranges from 3 to 5 business days, though you could see the check clear even faster. In general, mobile check deposit is not ever instant, no matter the bank; large checks generally take longer to clear.
With Chime, you can deposit up to $2,000 per check up to 10 times a month. Chime has a total check deposit limit of $10,000 per month. Some members may be able to access higher limits.
Every Chime account comes with a debit card. Launching the mobile app is the easiest way to activate your Chime card. When you log in, you’ll see a card widget at the top of the app that says “Card Status.” Open the widget and tap the big green “Activate Card” button to get started.
Can’t see the button? Ask the Chime Chatbot for help activating your card or contact the call center at 1-844-244-6363.
Great mobile banking apps include features like account notifications, peer-to-peer money transfers, mobile wallet integration, and mobile check deposit. Look for a mobile banking app that has high app ratings in the Apple App Store and on Google Play.
Mobile banking allows you to access your bank accounts, like checking and savings accounts, from your phone, tablet, or other smart device. Depending on the specific features of your app for mobile banking, you may be able to check account balances, transfer funds, send money to friends, deposit a check, or even find an ATM near you.
Mobile banking is safe! Just download the bank or credit union’s official app, keep it updated, and practice general smartphone and account safety, like using phone passcodes and strong account passwords and avoiding public Wi-Fi. Look for a mobile banking app that has features like instant transaction notifications, two-factor or fingerprint authentication, and in-app debit card freezes, in case you suspect suspicious activity.
A good mobile banking app should offer a range of banking features, including mobile check deposit, peer-to-peer transfer, and account push notifications. The best mobile banking apps also offer security features and an intuitive interface. Read reviews in the app stores before downloading a mobile bank app. Chime has more than 700,000 five-star reviews for its mobile app. Mobile banking apps should also have access to helpful customer support. With Chime, you can speak to a human 24/7 via chat, phone, or email when you have questions.
Sending money to friends and family is easy with mobile banking apps and services. Chime members can use the Chime bank app feature, Pay Anyone2, to send and receive money without any fees. If you aren’t yet a Chime member, you can use peer-to-peer payment apps like Zelle, Venmo, and Cash App to send money digitally.