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Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank N.A.; Members FDIC

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Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Better mobile banking has arrived

Mobile banking the way it should be

An award-winning mobile bank account with no hidden bank fees that gets you paid up to 2 days early with direct deposit.¹

An award-winning mobile banking app and debit card

  • No hidden bank fees.
  • Get paid up to 2 days early with direct deposit.¹
  • Grow your savings, automatically.
  • Applying for a bank account and debit card is free.

Finally, a banking app built by a tech company

With over 135,000+ five star reviews in app stores, Chime makes mobile banking easy with a modern and intuitive banking app that handles everything from tracking your spending and savings to paying friends. It works on all smartphone mobile devices, whether you’re on an iPhone® or an Android™ device. Transfer money, send and deposit checks, pay bills and even grow your savings automatically without ever worrying about hidden banking fees again.

Always know your account balance

Stay on top of your money. Our banking app sends you daily bank account balance notifications and instant transaction alerts anytime you use your debit card. No need to log in just to check your balance with Chime. App notifications make sure you always know where you stand so you can make better informed decisions with your money.

Banking security done right

Security made fast and simple. Finally, you can take control of your banking security and we offer everything you need to make it easy.

Block Debit Card Transactions 

Instantly disable your card with one swipe in our mobile app.  Whether you lost your debit card or had some suspicious charges, we put you in control. Our security measures include one-touch transaction blocking and the ability to shut off international transactions on the card.

Instant Transaction Alerts 

Instant transaction alerts let you know any time your debit card has been used. 

bank app

Deposit checks on the go with mobile check deposit

Need to deposit a check? Just snap a quick photo with our mobile banking app and watch your account balance grow. No more deposit slips, waiting in line, or sending checks via mail. Mobile check deposit allows you to deposit checks from anywhere.

Send money instantly online to your friends and family

Send money instantly to friends using our mobile banking app. Our Pay Friends feature allows you to send fee-free mobile payments to friends or family when they open an account with Chime. No service fees or monthly fees for sending payments. Great for splitting rent or divvying up the bar tab. Start sending money instantly and with ease.

ATM map Chime atm locations

60,000+ fee-free ATMs at stores you love2

Avoid out of network ATM fees. With Chime, you get access to 60,000+ fee-free ATMs—more than the top 3 national banks combined! Find them at stores you love, like Walgreens®, CVS®, and 7-Eleven®. You can also use the map in your Chime app to find the closest fee-free ATM near you.

Transfer money with convenience

With Chime’s mobile app, money transfers just got a whole lot easier. Easily transfer your money between your Spending Account and Savings Account when you need it with just a few taps. The app allows you to connect your external bank account, credit cards, and investment accounts so you can stay on top of all of your account balances and easily transfer money into your Chime account.

Apple Pay Google Pay app

We love mobile payment apps

Chime supports mobile payment apps including Apple Pay™, Google Pay™, and Samsung Pay. Combining Chime with mobile pay means you can leave your wallet at home. Just buy what you want and know exactly how much you have–anywhere.

bank app

We put your checks in the mail for you

The Chime mobile app lets you send checks via mail. You can send checks to businesses and individuals. Just let us know who to send it to, how much, and we’ll make sure your check gets to where it needs to be. Think of us as your personal assistant and let us do the mailing for you.

Convinced Yet?

You can have all of these banking features with no hidden fees and a modern, award-winning mobile banking app. Signing up takes less than 2 minutes. No minimum balance is required to open an account and it does not impact your credit score. So, what are you waiting for?

Get Started Today

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

2 Get fee-free transactions at any MoneyPass ATM in a 7-Eleven location or at any Allpoint or Visa Plus Alliance ATM. Otherwise, out-of-network ATM withdrawal fees may apply.

iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Apple Pay is a trademark of Apple Inc.

Google Pay and Android are trademarks of Google LLC.

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