Take your banking on the go

The Chime app offers everything you’d want out of a traditional banking experience but in one, easy-to-use mobile app that you can access wherever you are. Use the Chime app to check your account balances, mobile check deposit, send money to friends, and transfer funds between your Chime Checking and Chime Savings Accounts. You can even transfer money to and from an external bank account, integrate your Chime Visa^® debit card with your mobile wallet, and find nearby ATMs for easy cash withdrawals.

Find out why more than 1,000,000 users gave the Chime app a five-star review on Google Play and Apple app store when you open a Chime account.

Chime’s mobile check deposit³ is one of the standout features of the Chime app. Just snap a photo of your paper check within the mobile banking app – from wherever you are. Chime members are eligible for mobile check deposit if they’ve received at least one qualifying direct deposit of $1 or more.

To use Chime mobile check deposit, launch the Chime app and tap “Move Money,” then “Mobile check deposit.” You’ll be asked to enter the check type and amount. You’ll then be prompted to take a photo of both sides of the check to upload it. Just remember to endorse the check before snapping the picture!

The typical Chime mobile check deposit time ranges from 3 to 5 business days, though you could see the check clear even faster. In general, mobile check deposit is not instant, no matter the bank; larger checks generally take longer to clear.

We set your Mobile Check Deposit limits automatically based on different risk-based factors like your account history, how long you’ve had your account, and your account activity. To see your current check deposit limit in your Chime app, go to Profile, tap Account info, and then tap View limits.

Yes. Every Chime Checking Account comes with a debit card. Launching the mobile app is the easiest way to activate your Chime card. When you log in, you’ll see a card widget at the top of the app that says “Card Status.” Open the widget and tap the big green “Activate Card” button to get started.

Can’t see the button? Ask the Chime Chatbot for help activating your card or contact the call center at 1-844-244-6363.

Yes, Chime’s mobile banking app is available in most countries where Visa is accepted. To enable international transactions, log into the Chime app and go to your account settings. From there, select your card and turn international transactions on.

To reach customer support, you can log into the app and press the question mark icon located at the top of the screen. If you’re unable to open the app, you can reach Chime’s customer support team by calling 1 (844) 244-6363.